40 Spring St, Mc Carr, KY 41544 Property Records

Pike County property record for 40 Spring St, Mc Carr, KY 41544 · Last verified November 2025

Property Summary

Property Type	Mobile Home
Details	1,152 sqft · built 1988
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Dec 2022)
Tax Bill	$747 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`195-10-04-002.01`

Property Details

APN / Parcel Number

Primary APN	`195-10-04-002.01`
Alternative APN	`5056`

Interior

Building Area	1,152 sqft Living Area
Basement Area	720 sqft

Exterior

Year Built	Built 1988
Exterior Material	Brick/Stone
Foundation Type	Concrete
Lot Area	13,068 sqft (0.3 acres)
Terrain	Rolling
Garage Type	Basement
Garage Area	432 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	40 SPRING ST
City	MC CARR
State	KY
Zip	41544-8501
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MH & LOT 7 BLOCK 3 MAP OF HATFIELD
Legal Block	3
Legal Lot Number	7
Jurisdiction	PIKE KY
Township / Civil Division	MCCARR
Census Block Group	1
Census Block	1016
Census Tract	931600

Owner

Source: Pike County records · APN 195-10-04-002.01

Assessment roll updated November 15, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 SPRING ST, MC CARR, KY 41544-8501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY TRUST BANK INC
Dec 15, 2022	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2022 · Amount on Record
Deed Sale	Dec 15, 2022 · Amount on Record
Deed Document Number	0001122155
Deed Book / Page	1122 / 155
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE KY
Property Address	40 SPRING ST, MC CARR, KY 41544-8501
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2058 STATE HIGHWAY 319, HARDY, KY 41531-8711

Mortgage

Document Number	0001105/59
Date	Aug 18, 2021
Book Page	1105/59

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	WILLIAMSON, WV 25661

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 14, 2036

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PIKE KY
Recording Date	Dec 15, 2022
Property Address	40 SPRING ST, MC CARR, KY 41544-8501
Document Number	001122/155
Book / Page	1122 / 155
Map Reference	MB 40 PG 638
Instrument Date	Nov 19, 2022
Transaction Type	Transfer
Record Updated	Nov 07, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2058 STATE HIGHWAY 319, HARDY, KY 41531-8711

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	40 SPRING ST, MC CARR, KY 41544-8501

Mortgage

Document Number	0001139306
Date	Dec 15, 2022
Instrument	1139/306

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 01, 2042

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 01, 2029
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	11.8%

Tax Assessment & Valuation

Source: Pike County records · Assessment roll updated November 15, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Pike County
Unified School District	Pike County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$747.00 (-3.11%)	$53,000 (-)	$53,000 (-)
2023	$771.00	$53,000	$53,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pike County (21195C), updated May 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211959316001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (2003–2025)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Feb 2025, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 5 claims Severe Storms, Tornadoes, Flooding And Mudslides, May 2009 · 4 claims

Wildfire

Wildfire Risk	High above 72% of the US · above 84% of Kentucky
Wildfire Likelihood	About 1 in 268 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gearheart Communications	Cable	1,000 / 40
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Spring St

Nearby Streets

All Mc Carr, KY Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures