40 Spring St, Eddyville, KY 42038 Property Records

Lyon County property record for 40 Spring St, Eddyville, KY 42038

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,284 sqft
Owner	Individual Name on File
Last Sale	$22,500 (Jun 2022)
Tax Bill	$2,362 (2025)
Deeds & Mortgages	Jul 2023 Construction Loan Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O-ED-9-3`

Property Details

APN / Parcel Number

Primary APN	`O-ED-9-3`
Alternative APNs	`144651` `3224`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,284 sqft Total Area

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Material	Metal

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gas

Location & Zoning

Account Number	144651
Street Address	40 SPRING ST
City	EDDYVILLE
State	KY
Zip	42038-7601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD EDDYVILLE LOT 3 BLK 9 IMPRVT
Legal Subdivision	OLD EDDYVILLE
Legal Block	9
Legal Lot Number	3
Jurisdiction	LYON KY
Township / Civil Division	EDDYVILLE
Census Block Group	3
Census Block	3078
Census Tract	960101

Owner

40 Spring St is owned and occupied by an individual who bought it in June 2022.

Source: Lyon County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	40 SPRING ST, EDDYVILLE, KY 42038-7601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Construction Mortgage LIBERTY FCU
Jun 7, 2022	Warranty Deed, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2022 · Amount on File
Deed Sale	Jun 7, 2022 · Amount on File
Deed Document Number	00DB184370
Deed Book / Page	DB184 / 370
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON KY
Property Address	40 SPRING ST, EDDYVILLE, KY 42038-7601
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 GRAYS HILLVIEW DR, CADIZ, KY 42211-8169

Mortgage

Document Number	0MB293/284
Date	Jul 31, 2023
Book Page	MB293/284

Lender

Name	LIBERTY FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Aug 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON KY
Recording Date	Jun 7, 2022
Property Address	40 SPRING ST, EDDYVILLE, KY 42038-7601
Document Number	0DB184/370
Book / Page	DB184 / 370
Instrument Date	May 27, 2022
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	NETCO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6536 BELLEVUE DR SW, CONYERS, GA 30094-4782

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	286 CECIL SIGLER RD, FREDONIA, KY 42411-9702

Mortgage

Document Number	00MB285185
Date	Jun 7, 2022
Instrument	MB285/185

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 40 Spring St was $2,362.

Source: Lyon County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lyon County
Municipality	Eddyville City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,362.00	$295,000	$295,000
2023	$186.00	$22,500	$22,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Spring St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDDYVILLE WATER DEPARTMENT serves 3,843 people · EPA ID KY0720113
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Zito Media Cable	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring St

Nearby Streets

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