St. Charles County property record for 40 Spring Borough Ct, O Fallon, MO 63368 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,041 sqft Living Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Garage | Attached, 420 sqft |
| Last Sale | $399,000 (2025) |
| Tax Bill | $4,042.00 (2025) |
Source: St. Charles County records · APN T062000208
Assessment roll updated August 13, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 BON HILLS DR, SAINT LOUIS, MO 63132-3602 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jun 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK AND TRUST |
| May 25, 2021 | Deed of Trust, Mortgage · Line of Credit SILEX BANKING CO |
| Sep 07, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 30, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2025 · Amount on Record |
| Deed Sale | Jun 03, 2025 · Amount on Record |
| Prior Sale | Sep 07, 2023 · Amount on Record |
| Deed Doc Number | 202523077 |
| Prior Transfer Date | Dec 20, 2013 |
| Prior Transfer Doc | 0061390166 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 01, 2026 |
| Property Address | 40 SPRING BOROUGH CT, O FALLON, MO 63368-7449 |
| Document Number | 0000025498 |
| Instrument Date | May 29, 2026 |
| Instrument | 202625498 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4 BON HILLS DR, SAINT LOUIS, MO 63132-3602 |
| Document Number | 0000025498, |
|---|---|
| Date | Jun 01, 2026 |
| Instrument | 202625498 |
| Name | STIFEL BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 40 SPRING BOROUGH CT, O FALLON, MO 63368-7449 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 40 SPRING BOROUGH CT, O FALLON, MO 63368-7449 |
| Document Number | 0000044916 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021R-044916 |
| Name | SILEX BANKING CO |
|---|---|
| Type | Bank |
| Address | SILEX, MO 63377 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 07, 2023 |
| Property Address | 40 SPRING BOROUGH CT, O FALLON, MO 63368-7449 |
| Document Number | 0000036766 |
| Map Reference | MB 42 PG 379 |
| Instrument Date | Sep 01, 2023 |
| Instrument | 2023R-036766 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 912 MOHICAN DR, WARRENTON, MO 63383-7199 |
| Name | Verified Name |
|---|---|
| Address | 40 SPRING BOROUGH CT, O FALLON, MO 63368-7449 |
| Document Number | 0000036767 |
|---|---|
| Date | Sep 07, 2023 |
| Instrument | 2023R-036767 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 30, 2021 |
| Property Address | 40 SPRING BOROUGH CT, O FALLON, MO 63368-7449 |
| Document Number | 0000038129 |
| Map Reference | MB 42 PG 379 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 2021R-038129 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 SPRING BOROUGH CT, O FALLON, MO 63368-7449 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,042.00 (+5.59%) | $60,731 (+8.75%) | $319,634 (+8.75%) Land $59,999 Building $259,635 |
| 2024 | $3,828.00 | ||
| 2023 | $55,843 | ||
| 2022 | $293,913 Land $49,999 Building $243,914 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | T062000208 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,041 sqft Living Area |
| Gross Area | 3,024 sqft Gross Area |
| 1st Floor | 1,816 sqft 1st Floor |
| Basement Area | 788 sqft Basement |
| Finished Basement | 225 sqft Finished |
| Unfinished Basement | 563 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 5,663 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 144 sqft Patio |
| Porch | Open Porch |
| Porch Area | 42 sqft Porch |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T062000208 |
|---|---|
| Street Address | 40 SPRING BOROUGH CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-7449 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VLGS AT SPRINGHURST #1 LOT 48C |
| Legal Subdivision | VLGS AT SPRINGHURST #1 |
| Legal Lot Number | 48C |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | BOONE |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 312207 |
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