40 Split Oak Pl, Pawleys Island, SC 29585 Property Records

Georgetown County property record for 40 Split Oak Pl, Pawleys Island, SC 29585

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,624 sqft · built 1998
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$65,500 (Dec 1998)
Tax Bill$749 (2025)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN04-0204-019-01-05

Property Details

APN / Parcel Number

Primary APN04-0204-019-01-05
Alternative APNs
  • 0402040019.01.05
  • 43767

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,624 sqft Living Area
1st Floor Area1,624 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2003
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
DrivewayDriveway
Driveway Area500 sqft
PorchCovered Porch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number43767
Old Parcel Number0402040019.01.05
Street Address40 SPLIT OAK PL
CityPAWLEYS ISLAND
StateSC
Zip29585-8723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT E GRATE AVENUE .22 AC
Legal SubdivisionWACCAMAW NECK
Legal Lot NumberE
JurisdictionGEORGETOWN SC
Township / Civil DivisionWACCAMAW NECK
Census Block Group2
Census Block2005
Census Tract920504

Owner

Source: Georgetown County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 1093, PAWLEYS ISLAND, SC 29585-1093
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 1998 · Amount on Record
Deed SaleDec 30, 1998 · Amount on Record
Deed Document Number0000937298
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address40 SPLIT OAK PL, PAWLEYS ISLAND, SC 29585-8723
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number04382/0368
DateJul 12, 2022
Book Page4382/368
Instrument202200008798
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyGeorgetown County
Unified School DistrictGeorgetown County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$749.00 (-9.43%)$5,740 (+15.01%) Land $1,400 Building $4,340$225,500 (+52.67%) Land $55,000 Building $170,500
2023$827.00 (+24.17%)$4,991 (-) Land $338 Building $4,653$147,700 (-) Land $10,000 Building $137,700
2022$666.00$4,991 Land $338 Building $4,653$147,700 Land $10,000 Building $137,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 108 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies602 units insured
incl. 494 condo units
Nearby Flood Claims94 (1987–2020)
Claims Outside the SFHA7 of 94
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Hugo, Sep 1989 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGCWSD WACCAMAW NECK
serves 41,300 people · EPA ID SC2220010
Water SourceSurface water
Last State InspectionNov 2023
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: HTC.

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