40 Sophia Dr, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 40 Sophia Dr, Worcester, MA 01607

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,162 sqft · built 2008
Lot Size	0.11 acres (4,802 sqft)
Owner	2 Individual Names on File
Last Sale	$421,000 (Nov 2025)
Tax Bill	$4,613 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-11A-0023R`

Property Details

APN / Parcel Number

Primary APN	`29-11A-0023R`
Alternative APN	`WORC M:29 B:11A L:0023R`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,162 sqft Living Area
Gross Area	1,849 sqft
1st Floor Area	581 sqft
Basement Area	327 sqft
Unfinished Basement	327 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,802 sqft (0.11 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	29-11A-0023R
Street Address	40 SOPHIA DR
City	WORCESTER
State	MA
Zip	01607-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Subdivision	FOX HILL BUILDERS
Legal Block	11A
Legal Lot Number	23R
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2007
Census Tract	732901

Owner

40 Sophia Dr is owned by two individuals who bought it in November 2025.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9 TRAILSIDE DR, CHELMSFORD, MA 01824-4660
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Quit Claim Deed, Transfer · Conventional Mortgage WORKERS CU
Oct 2, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage INLAND BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on File
Deed Sale	Nov 21, 2025 · Amount on File
Prior Sale	Oct 2, 2020 · Amount on File
Deed Document Number	2025102330
Deed Book / Page	72869 / 100
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 21, 2025
Property Address	40 SOPHIA DR, WORCESTER, MA 01607-1815
Document Number	072869-100
Book / Page	72869 / 100
Instrument Date	Nov 21, 2025
Instrument	102330
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9 TRAILSIDE DR, CHELMSFORD, MA 01824-4660

Mortgage

Document Number	0000102331
Date	Nov 21, 2025
Instrument	102331

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Dec 1, 2030
Index	1-Year CMT

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 2, 2020
Property Address	40 SOPHIA DR, WORCESTER, MA 01607-1815
Document Number	63412-71
Book / Page	63412 / 71
Instrument Date	Sep 29, 2020
Instrument	116550
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SOPHIA DR, WORCESTER, MA 01607-1815

Mortgage

Document Number	116551
Date	Oct 2, 2020
Instrument	116551

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 40 Sophia Dr was $4,613, up 3.1% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,613.00 (+3.11%)	$347,400 (+2.42%) Land $99,800 Building $247,600	$403,452
2025	$4,474.00	$339,200 Land $95,100 Building $244,100
2023	$4,108.00	$286,500 Land $82,700 Building $203,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Sophia Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Sophia Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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