40 Smithfield Ct, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 40 Smithfield Ct, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	1,050 sqft · built 1987
Lot Size	0.011 acres (482 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (Sep 2013)
Tax Bill	$6,507 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-08601-0000-00010-0000-CONDO`

Property Details

APN / Parcel Number

Primary APN	`02-08601-0000-00010-0000-CONDO`
Alternative APNs	`020018204000100000CONDO` `0208601000000010CONDO`

Interior

Building Area	1,050 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Lot Area	482 sqft (0.011 acres)

Location & Zoning

Old Parcel Number	020018204000100000CONDO
Street Address	40 SMITHFIELD CT
City	BASKING RIDGE
State	NJ
Zip	07920-2780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	ADDITIONAL LOTS: L 10.01 C-GAR
Legal Subdivision	JEFFERSON VILLAGE BLDG #28
Legal Block	8601
Legal Lot Number	10
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	1
Census Block	1002
Census Tract	52603

Owner

40 Smithfield Ct is owned by an individual who bought it in September 2013.

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	28 CHESTNUT WAY, FLANDERS, NJ 07836-4112
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2013 · Amount on File
Deed Sale	Sep 9, 2013 · Amount on File
Prior Sale	Mar 7, 2002 · Amount on File
Deed Document Number	201350723
Deed Book / Page	6668 / 2238
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	40 SMITHFIELD CT, BASKING RIDGE, NJ 07920-2780
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CHESTNUT WAY MT, OLIVE, NJ

Mortgage

Document Number	0000010328
Date	Apr 30, 2024
Book Page	7555/737
Instrument	2024010328

Lender

Name	PNC BANK NA
Type	Bank
Address	PAOLI, PA 19301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	May 4, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 40 Smithfield Ct was $6,507, up 8.3% from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,100 (+2.75%) Land $140,000 Building $256,100	$396,100 (+2.75%) Land $140,000 Building $256,100
2025	$6,507.00 (+8.25%)	$385,500 Land $140,000 Building $245,500	$385,500 Land $140,000 Building $245,500
2024	$6,011.00
2023		$303,100 Land $124,000 Building $179,100	$303,100 Land $124,000 Building $179,100
2022	$5,461.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Smithfield Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Smithfield Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35