Middlesex County and Waltham City property record for 40 Smith St, Waltham, MA 02451
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,236 sqft · built 2015 |
| Lot Size | 0.747 acres (32,548 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $815,000 (Nov 2016) |
| Tax Bill | $12,480 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 105530 |
| Primary APN | 105530 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,236 sqft Living Area |
| Gross Area | 3,858 sqft |
| Basement Area | 854 sqft |
| Unfinished Basement | 854 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,548 sqft (0.747 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 105530 |
|---|---|
| Street Address | 40 SMITH ST |
| City | WALTHAM |
| State | MA |
| Zip | 02451-1358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 368101 |
Source: Middlesex County and Waltham City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 SMITH ST, WALTHAM, MA 02451-1358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC |
| Nov 13, 2025 | Deed of Trust, Mortgage · Line of Credit FALL RIVER FIVE CENTS SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2016 · Amount on Record |
| Deed Sale | Nov 4, 2016 · Amount on Record |
| Prior Sale | Aug 25, 2015 |
| Deed Book / Page | 68351 / 66 |
| Transfer Doc | 0068351-66 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 40 SMITH ST, WALTHAM, MA 02451-1358 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077354-286 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 77354/286 |
| Instrument | 69001 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 40 SMITH ST, WALTHAM, MA 02451-1358 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 084870-157 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 84870/157 |
| Instrument | 138920 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,480.00 (+4.94%) | $1,209,300 (-0.15%) Land $508,900 Building $700,400 | $1,297,042 (+6.47%) |
| 2025 | $11,893.00 (+4.61%) | $1,211,100 (+2.69%) Land $485,900 Building $725,200 | $1,218,185 (+14.75%) |
| 2024 | $11,369.00 (+0.65%) | $1,179,400 (+7.75%) Land $462,900 Building $716,500 | $1,061,625 |
| 2023 | $11,296.00 | $1,094,600 Land $422,900 Building $671,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 21 (1996–2018) |
| Claims Outside the SFHA | 3 of 21 |
| Most Recent Claim | Jan 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
May also be available: AT&T, T-Mobile.
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