40 Smith Rd, Groton, NY 13073 Property Records

Tompkins County and Groton Town property record for 40 Smith Rd, Groton, NY 13073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,134 sqft · built 1870
Lot Size	4.14 acres (180,338 sqft)
Owner	Individual Name on Record
Tax Bill	$3,465 (2026)
Deeds & Mortgages	Jan 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`502889 32.-1-31`

Property Details

APN / Parcel Number

Primary APN	`502889 32.-1-31`
Alternative APN	`288903200000010310000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	942 sqft
Upper Floors Area	192 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	180,338 sqft (4.14 acres)
Garage Type	Detached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	365 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	40 SMITH RD
City	GROTON
State	NY
Zip	13073-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	31.000
Jurisdiction	TOMPKINS NY
Township / Civil Division	GROTON
Census Block Group	1
Census Block	1035
Census Tract	2300

Owner

Source: Tompkins County and Groton Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 SMITH RD, GROTON, NY 13073-9484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA
May 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 1, 2016
Transfer Doc	2016008913
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	40 SMITH RD, GROTON, NY 13073-9484
Document Number	0000000599
Instrument Date	Jan 14, 2021
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SMITH RD GROTON NY 130739484, GROTON, NY 13073-9484

Mortgage

Document Number	0000000599
Date	Jan 21, 2021
Instrument	599

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	40 SMITH RD, GROTON, NY 13073-9484
Document Number	0000005326
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SMITH RD GROTON NY 130739484, GROTON, NY 13073-9484

Mortgage

Document Number	0000005326
Date	May 20, 2019
Instrument	5326

Lender

Name	COMMUNITY BK NA
Address	KNAPP CREEK, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 19, 2029

Tax Assessment & Valuation

Source: Tompkins County and Groton Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
County Subdivision	Groton Town
Unified School District	Groton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,465.00
2025		$134,000 (+9.84%) Land $18,100 Building $115,900	$134,000 (+9.84%) Land $18,100 Building $115,900
2023		$122,000 Land $18,100 Building $103,900	$122,000 Land $18,100 Building $103,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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