Westchester County and White Plains City property record for 40 Smith Ave, White Plains, NY 10605
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,650 sqft · built 1926 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $620,000 (Jan 2018) |
| Tax Bill | $2,002 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551700 130.12-10-2 |
| Primary APN | 551700 130.12-10-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,650 sqft Living Area |
| 1st Floor Area | 1,650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Colonial |
| Exterior Material | Shingles |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 1 ft deep x 1 ft wide |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 60110000600 |
|---|---|
| Street Address | 40 SMITH AVE |
| City | WHITE PLAINS |
| State | NY |
| Zip | 10605-1120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-5 |
| Legal Subdivision | MILES SUBDIVISION OF PROSPECT HILL |
| Legal Block | 10 |
| Legal Lot Number | 2.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | WHITE PLAINS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 9600 |
Source: Westchester County and White Plains City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 SMITH AVE, WHITE PLAINS, NY 10605-1120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jan 24, 2018 | Bargain and Sale Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2018 · Amount on Record |
| Deed Sale | Jan 24, 2018 · Amount on Record |
| Prior Sale | Apr 7, 2004 · Amount on Record |
| Deed Document Number | 2018573563195 |
| Prior Transfer Date | Sep 22, 1995 |
| Prior Transfer Doc | 1125000239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 40 SMITH AVE, WHITE PLAINS, NY 10605-1120 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 40 SMITH AVE, WHITE PLAINS, NY 10605-1120 |
| Document Number | 0611973854 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 611973854 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Apr 1, 2041 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 24, 2018 |
| Property Address | 40 SMITH AVE, WHITE PLAINS, NY 10605-1120 |
| Document Number | 0573563195 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 573563195 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | STATEWIDE ABSTRACT CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,480.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 SMITH AVE, 40, WHITE PLAINS, NY 10605-1120 |
| Name | Verified Name |
|---|---|
| Address | 400 HIGH POINT DR APT 401, 401, HARTSDALE, NY 10530-1125 |
| Document Number | 0580103038 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 580103038 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
Source: Westchester County and White Plains City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | White Plains City |
| Unified School District | White Plains City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,002.00 (-83.22%) | ||
| 2025 | $11,932.00 | $13,550 (-) Land $2,825 Building $10,725 | $621,559 (+8.72%) Land $129,587 Building $491,972 |
| 2024 | $13,550 (-) Land $2,825 Building $10,725 | $571,730 (+0.84%) Land $119,198 Building $452,532 | |
| 2023 | $13,550 Land $2,825 Building $10,725 | $566,946 Land $118,201 Building $448,745 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1978–1984) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 1984 · Coastal Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE PLAINS CITY serves 59,559 people · EPA ID NY5903464 |
|---|---|
| Water Source | Purchased surface water from WESTCHESTER COUNTY WD #1 |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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