40 Sleepy Holw, Murphy, NC 28906 Property Records

Cherokee County property record for 40 Sleepy Holw, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 840 sqft · built 1986
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Last Sale	$500 (Oct 2017)
Tax Bill	$699 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550103049308000`

Property Details

APN / Parcel Number

Primary APN	`550103049308000`
Alternative APN	`46551`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	840 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Lot Dimensions	186 ft deep x 220 ft wide
Porch	Finished/Screened Porch
Porch Area	120 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	46551
Street Address	40 SLEEPY HOLW
City	MURPHY
State	NC
Zip	28906-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 GENE SNEED SUB P/O TR 19 BOURNE 1475/964
Legal Subdivision	SNEED SUB
Legal Tract	19
Legal Lot Number	3
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2028
Census Tract	930501

Owner

Source: Cherokee County records · APN 550103049308000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 SLEEPY HOLW, MURPHY, NC 28906-2113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 24, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 24, 2017 · Amount on Record
Deed Sale	Oct 24, 2017 · Amount on Record
Prior Sale	Jun 19, 2006 · Amount on Record
Deed Document Number	04914
Deed Book / Page	01572 / 0474
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	40 SLEEPY HOLW, MURPHY, NC 28906-2113
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001721/826
Date	Sep 27, 2022
Book Page	1721/826
Instrument	6243

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	40 SLEEPY HOLW, MURPHY, NC 28906-2113
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01703/1328
Date	Feb 11, 2022
Book Page	1703/1328
Instrument	928

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 24, 2017
Property Address	40 SLEEPY HOLW, MURPHY, NC 28906-2113
Document Number	01572/0474
Book / Page	01572 / 0474
Instrument Date	Oct 18, 2017
Instrument	04914
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 SLEEPY HOLW, 40, MURPHY, NC 28906-2113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SLEEPY HOLW, MURPHY, NC 28906-2113

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$699.00	$95,390 (-)	$95,390 (-) Land $11,000 Building $84,390
2023		$95,390	$95,390 Land $11,000 Building $84,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wilkes Telephone Membership Fixed Wireless	10 / 1

May also be available: CND Acquisition.

Based on FCC filings for 36 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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