40 Silver Lake Blvd E, Gadsden, AL 35905 Property Records

Calhoun County property record for 40 Silver Lake Blvd E, Gadsden, AL 35905

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,772 sqft · built 1995
Lot Size	0.447 acres (19,471 sqft)
Owner	2 Individual Names on File
Last Sale	$235,700 (Dec 2018)
Tax Bill	$1,065 (2026)
Deeds & Mortgages	Dec 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`06-04-20-0-003-055.000`

Property Details

APN / Parcel Number

Primary APN	`06-04-20-0-003-055.000`
Alternative APNs	`177314` `35353`

Interior

Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,772 sqft Living Area
Gross Area	3,193 sqft
1st Floor Area	1,473 sqft
Upper Floors Area	1,299 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,471 sqft (0.447 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	177314
Street Address	40 SILVER LAKE BLVD E
City	GADSDEN
State	AL
Zip	35905-8839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 20 TSP 13 RNG 07 EAGLE PASS SUBD BLK B LOT 17
Legal Range	07E
Legal Township	13N
Legal Section	20
Legal Subdivision	EAGLE PASS SUBDIVISION
Legal Block	B
Legal Lot Number	17
Jurisdiction	CALHOUN AL
Township / Civil Division	ALEXANDRIA-WEBSTER CHAPEL
Census Block Group	1
Census Block	1030
Census Tract	2502

Owner

40 Silver Lake Blvd E is owned and occupied by two individuals who bought it in December 2018.

Source: Calhoun County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 SILVER LAKE BLVD E, GADSDEN, AL 35905-8839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2018 · Amount on File
Deed Sale	Dec 17, 2018 · Amount on File
Deed Document Number	20183242-0397
Deed Book / Page	3242 / 397
Record Updated	Oct 29, 2026

December 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CALHOUN AL
Recording Date	Dec 17, 2018
Property Address	40 SILVER LAKE BLVD E, GADSDEN, AL 35905-8839
Document Number	003242/397
Book / Page	3242 / 397
Instrument Date	Dec 13, 2018
Instrument	3242-0397
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 TOM READ RD, WELLINGTON, AL 36279-5848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SILVER LAKE BLVD E, GADSDEN, AL 35905-8839

Mortgage

Document Number	004895/562
Date	Dec 17, 2018
Book Page	4895/562
Instrument	4895-0562

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 40 Silver Lake Blvd E was $1,065 with a homeowner's exemption, up 7.3% from the year before.

Source: Calhoun County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Calhoun County
Unified School District	Calhoun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,065.00 (+7.25%)
2025	$993.00 Homeowner's exemption	$26,780	$267,780 Land $30,000 Building $237,780
2023	$1,063.00 (-4.58%) Homeowner's exemption	$28,582 (-) Land $3,000 Building $25,582	$285,820 (-) Land $30,000 Building $255,820
2022	$1,114.00 Homeowner's exemption	$28,582 Land $3,000 Building $25,582	$285,820 Land $30,000 Building $255,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Silver Lake Blvd E in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective August 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1995–2021)
Most Recent Claim	Mar 2021 · Severe Storms, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Silver Lake Blvd E is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 74% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50