40 Sherman Ave, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 40 Sherman Ave, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,685 sqft · built 1992
Lot Size0.533 acres (23,200 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Jun 2018)
Tax Bill$7,180 (2025)
Deeds & MortgagesJul 2020 Refinance
Jun 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN93-077

Property Details

APN / Parcel Number

Primary APN93-077
Alternative APNs
  • FRAN M:261 L:098
  • M:093 L:077

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,685 sqft Living Area
Gross Area2,862 sqft
Basement Area864 sqft
Unfinished Basement864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area23,200 sqft (0.533 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number93-077
Street Address40 SHERMAN AVE
CityFRANKLIN
StateMA
Zip02038-1637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionFRANKLIN
Legal Lot Number98
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group2
Census Block2011
Census Tract442101

Owner

40 Sherman Ave is owned and occupied by two individuals who bought it in June 2018.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address40 SHERMAN AVE, FRANKLIN, MA 02038-1637
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA
Jun 28, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA
Jun 25, 2018Quit Claim Deed, Transfer
FIRST CHOICE LOAN SVC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2018 · Amount on File
Deed SaleJun 25, 2018 · Amount on File
Prior SaleJul 20, 2001 · Amount on File
Deed Book / Page36083 / 313
Transfer Doc036083-313
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address40 SHERMAN AVE, FRANKLIN, MA 02038-1637
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38059-110
DateJul 6, 2020
Book Page38059/110
Instrument64601
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address40 SHERMAN AVE, FRANKLIN, MA 02038-1637
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36920-256
DateJun 28, 2019
Book Page36920/256
Instrument53022
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJul 1, 2049

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateJun 25, 2018
Property Address40 SHERMAN AVE, FRANKLIN, MA 02038-1637
Document Number36083-313
Book / Page36083 / 313
Instrument52310
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$52.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SHERMAN AVE, FRANKLIN, MA 02038-1637

Mortgage

Document Number360830316
DateJun 25, 2018
Instrument36083/0316
Lender
NameFIRST CHOICE LOAN SVC
Agreement
AmountAmount on Record
Term360 Months
DueJun 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 40 Sherman Ave was $7,180, up 4.9% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,180.00 (+4.92%)$617,900 (+6.46%) Land $244,500 Building $373,400$645,810 (-0.56%)
2024$6,843.00 (+3.79%)$580,400 (+10.74%) Land $244,500 Building $335,900$649,420
2023$6,593.00$524,100 Land $255,100 Building $269,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Sherman Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Sherman Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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