Hampden County and Westfield City property record for 40 Shepard St, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,180 sqft · built 1880 |
| Lot Size | 0.167 acres (7,296 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Mar 2024) |
| Tax Bill | $3,223 (2026) |
| Deeds & Mortgages | Mar 2024 Sale Mar 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | WFLD M:63 L:40 |
| Primary APN | WFLD M:63 L:40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,180 sqft Living Area |
| Gross Area | 2,154 sqft |
| 1st Floor Area | 862 sqft |
| Basement Area | 590 sqft |
| Unfinished Basement | 590 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,296 sqft (0.167 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Street Address | 40 SHEPARD ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-2360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 40 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 812901 |
Source: Hampden County and Westfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 SHEPARD ST, WESTFIELD, MA 01085-2360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 27, 2024 | Redemption Deed, Transfer |
| Mar 11, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage EMIL L DOWNEY II |
| Mar 11, 2024 | Correction Deed |
| Feb 23, 2024 | Correction Deed |
| Feb 8, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2024 · Amount on Record |
| Deed Sale | Mar 11, 2024 · Amount on Record |
| Deed Document Number | 202410389 |
| Deed Book / Page | 25347 / 155 |
| Last Transfer Date | Mar 27, 2024 |
| Transfer Doc | 025363-138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Mar 27, 2024 |
| Property Address | 40 SHEPARD ST, WESTFIELD, MA 01085-2360 |
| Document Number | 025363-138 |
| Book / Page | 25363 / 138 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 12820 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Mar 11, 2024 |
| Property Address | 40 SHEPARD ST, WESTFIELD, MA 01085-2360 |
| Document Number | 025347-155 |
| Book / Page | 25347 / 155 |
| Instrument Date | Mar 11, 2024 |
| Instrument | 10389 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 SHEPARD ST, WESTFIELD, MA 01085-2360 |
| Document Number | 0000010390 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 10390 |
| Name | EMIL L DOWNEY II |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Mar 11, 2024 |
| Property Address | 40 SHEPARD ST, WESTFIELD, MA 01085-2360 |
| Document Number | 025346-238 |
| Book / Page | 25346 / 238 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 10265 |
| Record Updated | Mar 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 LOOMIS ST, WESTFIELD, MA 01085-3918 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Feb 23, 2024 |
| Property Address | 40 SHEPARD ST, WESTFIELD, MA 01085-2360 |
| Document Number | 025329-190 |
| Book / Page | 25329 / 190 |
| Instrument Date | Feb 20, 2024 |
| Instrument | 7727 |
| Record Updated | Mar 8, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 LOOMIS ST, WESTFIELD, MA 01085-3918 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Feb 8, 2024 |
| Property Address | 40 SHEPARD ST, WESTFIELD, MA 01085-2360 |
| Document Number | 0025315-30 |
| Book / Page | 25315 / 30 |
| Instrument Date | Dec 4, 2015 |
| Instrument | 5517 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 SHEPARD ST, WESTFIELD, MA 01085-2360 |
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,223.00 (-11.65%) | $215,900 (-10.15%) Land $92,100 Building $123,800 | $239,280 (+17.64%) |
| 2025 | $3,648.00 (+7.48%) | $240,300 (+20.21%) Land $96,400 Building $143,900 | $203,395 |
| 2023 | $3,394.00 | $199,900 Land $83,500 Building $116,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1982–1999) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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