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40 Shadow Rd, Saddle River, NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 40 Shadow Rd, Saddle River, NJ 07458 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5,688 sqft · built 2024
Lot Size0.86 acres (37,462 sqft)
Owner2 Individual Names on File
Last Sale$2,950,000 (Mar 2025)
Tax Bill$37,376 (2025)
Deeds & MortgagesMar 2025 Sale
Apr 2023 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN63-01005-0000-00001

Property Details

APN / Parcel Number

Primary APN63-01005-0000-00001
Alternative APNs
  • 630100500001
  • 120800

Interior

Stories2 Stories
Building Area5,688 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete Block
Construction TypeFrame
Lot Area37,462 sqft (0.86 acres)
Garage TypeBasement

Location & Zoning

Account Number120800
Street Address40 SHADOW RD
CitySADDLE RIVER
StateNJ
Zip07458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.860 AC
Legal SubdivisionUPPER SADDLE RIVER ESTATES
Legal Block1005
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group3
Census Block3020
Census Tract53201

Owner

Source: Bergen County and Upper Saddle River Borough records · APN 63-01005-0000-00001

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 SHADOW RD, SADDLE RIVER, NJ 07458
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2025Deed, Transfer
GUARDIAN TITLE AGENCY, GUARDIAN TITLE AGENCY LLC
Apr 28, 2023Deed, Construction Loan · Construction Mortgage
BUILDERS TRUST CAPITAL LLC
Mar 10, 2021Deed, Construction Loan · Construction Mortgage
LOAN FUNDER LLC SERIES 16880

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 17, 2025 · Amount on Record
Deed SaleMar 17, 2025 · Amount on Record
Prior SaleApr 28, 2023 · Amount on Record
Deed Document Number202518962
Deed Book / Page5454 / 1135
Record UpdatedSep 20, 2026

March 2025: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMar 17, 2025
Property Address40 SHADOW RD, UPPER SADDLE RIVER, NJ 07458-1918
Document Number0054541135
Book / Page5454 / 1135
Instrument DateJan 08, 2025
Instrument2025018962
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyGUARDIAN TITLE AGENCY, GUARDIAN TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$62,670.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 TAYLOR MILLS ROAD, MILLHURST, NJ 07728

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SHADOW RD, UPPER SADDLE RIVER, NJ 07458-1918

April 2023: Deed, Construction Loan

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateApr 28, 2023
Property Address40 SHADOW RD, UPPER SADDLE RIVER, NJ 07458-1918
Document Number0049821762
Book / Page4982 / 1762
Instrument DateMar 30, 2023
Instrument2023028941
Transaction TypeConstruction Loan
Record UpdatedOct 30, 2025
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$4,367.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address80 W CENTURY RD STE 101, 101, PARAMUS, NJ 07652-1467

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 127, MANALAPAN, SC

Mortgage

Document Number2023028942
DateApr 28, 2023
Instrument2023028942
Lender
NameBUILDERS TRUST CAPITAL LLC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term19 Months
DueNov 01, 2024

March 2021: Deed, Construction Loan

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMar 10, 2021
Property Address40 SHADOW RD, UPPER SADDLE RIVER, NJ 07458-1918
Document Number0040071334
Book / Page4007 / 1334
Instrument DateDec 11, 2020
Instrument2021034436
Transaction TypeConstruction Loan
Record UpdatedOct 30, 2025
Title CompanyTOWN TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,753.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address44 VILLAGE WAY, MALVERN, PA 19355-2129

Transferred To (Grantee/Buyer)

NameVerified Name
Address80 LAKE ST, UPPER SADDLE RIVER, NJ 07458-1816

Mortgage

Document Number2021034437
DateMar 10, 2021
Instrument2021034437
Lender
NameLOAN FUNDER LLC SERIES 16880
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,443,100 (-) Land $274,400 Building $1,168,700$1,443,100 (-) Land $274,400 Building $1,168,700
2025$37,376.00 (+273.35%)$1,443,100 (+267.01%) Land $274,400 Building $1,168,700$1,443,100 (+267.01%) Land $274,400 Building $1,168,700
2024$10,011.00 (+2.96%)
2023$393,200 (-) Land $274,400 Building $118,800$393,200 (-) Land $274,400 Building $118,800
2022$9,723.00 (+0.2%)$393,200 Land $274,400 Building $118,800$393,200 Land $274,400 Building $118,800
2021$9,704.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030532013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Nearby Flood Policies16 in force
Nearby Flood Claims3 (2021–2026)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2026, rainfall accumulation
Claims By Storm
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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