40 Shadow Crest Ln, Nellysford, VA 22958 Property Records

Nelson County property record for 40 Shadow Crest Ln, Nellysford, VA 22958

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 3,808 sqft · built 2006
Lot Size	1.81 acres (79,105 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Feb 2010)
Tax Bill	$6,554 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Nov 2020 Refinance + 12 more
Flood Zone	Zone X (minimal risk)
APN	`11R B 22`

Property Details

APN / Parcel Number

Primary APN	`11R B 22`
Alternative APN	`15756`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,808 sqft Finished Area
Attic	Attic
Attic Area	900 sqft
Basement Area	2,304 sqft
Finished Basement	1,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	79,105 sqft (1.81 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	130 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	15756
Street Address	40 SHADOW CREST LN
City	NELLYSFORD
State	VA
Zip	22958-2358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH CREST PHASE II 020004620
Legal Subdivision	HIGH CREST
Jurisdiction	NELSON VA
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2031
Census Tract	950202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Rockfish Valley Rural Historic District listed 2016 · 131 contributing resources · NRIS 16000534

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

40 Shadow Crest Ln is owned and occupied by an individual who acquired it in March 2025.

Source: Nelson County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	40 SHADOW CREST LN, NELLYSFORD, VA 22958-2358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WATERSTONE MORTGAGE CORP
Dec 28, 2012	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 24, 2011	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 19, 2005	Deed of Trust, Mortgage · Conventional Mortgage WACHOVIA MORTGAGE CORP
Jan 20, 2006	Deed of Trust, Mortgage · Line of Credit WACHOVIA BANK NA
Oct 22, 2010	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 29, 2014	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Mar 19, 2025	Deed, Transfer
Aug 28, 2015	Gift Deed, Transfer HIGH CREST TITLE & CLOSING L
Feb 18, 2010	Bargain and Sale Deed, Transfer RALPH E TURPIN JR ETAL
Jul 6, 2009	Special Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 6, 2009	Trustee's Deed, Foreclosure
Apr 11, 2005	Bargain and Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2010 · Amount on File
Deed Sale	Feb 18, 2010 · Amount on File
Prior Sale	Jul 6, 2009 · Amount on File
Deed Document Number	2010397
Last Transfer Date	Mar 11, 2025
Transfer Doc	0202500585
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	40 SHADOW CREST LN, NELLYSFORD, VA 22958-2358
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170000335
Date	Feb 13, 2017
Instrument	170000335

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	40 SHADOW CREST LN, NELLYSFORD, VA 22958-2358
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202003311
Date	Nov 10, 2020
Instrument	202003311

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	40 SHADOW CREST LN, NELLYSFORD, VA 22958-2358
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	PROGRESSIVE TITLE COMPANY, PROGRESSIVE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0120003892
Date	Dec 28, 2012
Instrument	120003892

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2028

Interest

Rate	3%

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	40 SHADOW CREST LN, NELLYSFORD, VA 22958-2358
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110002289
Date	Aug 24, 2011
Instrument	110002289

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	171 Months
Due	Nov 1, 2025

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	40 SHADOW CREST LN, NELLYSFORD, VA 22958-2358
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050006033
Date	Dec 19, 2005
Instrument	050006033

Lender

Name	WACHOVIA MORTGAGE CORP
Type	Mortgage Company
Address	RALEIGH, NC 27607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2036

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	40 SHADOW CREST LN, NELLYSFORD, VA 22958-2358
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060000235
Date	Jan 20, 2006
Instrument	060000235

Lender

Name	WACHOVIA BANK NA
Type	Bank
Address	CHARLOTTE, NC 28288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 9, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	40 SHADOW CREST LN, NELLYSFORD, VA 22958-2358
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100002785
Date	Oct 22, 2010
Instrument	100002785

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2025

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	40 SHADOW CREST LN, NELLYSFORD, VA 22958-2358
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	PROGRESSIVE TITLE COMPANY, PROGRESSIVE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140001257
Date	May 29, 2014
Instrument	140001257

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	3.47%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.47%
Index	1-Year LIBOR
Max Rate	8.47%

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Mar 19, 2025
Property Address	40 SHADOW CREST LN, NELLYSFORD, VA 22958-2358
Document Number	0202500585
Instrument Date	Mar 11, 2025
Instrument	202500585
Transaction Type	Transfer
Record Updated	May 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2015: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	NELSON VA
Recording Date	Aug 28, 2015
Property Address	40 SHADOW CREST LN, NELLYSFORD, VA 22958-2358
Document Number	0150002232
Map Reference	CAB3 SL697A
Instrument Date	Aug 21, 2015
Instrument	150002232
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	HIGH CREST TITLE & CLOSING L

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 ELLINGTON BLVD APT 281, 281, GAITHERSBURG, MD 20878-4534

February 2010: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NELSON VA
Recording Date	Feb 18, 2010
Property Address	40 SHADOW CREST LN, NELLYSFORD, VA 22958-2358
Document Number	0100000397
Map Reference	CAB5 SL27I
Instrument Date	Feb 11, 2010
Instrument	100000397
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	SOUTHEAST TITLE COMPANY, SOUTHERN TITLE INS CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 SHADOW CREST LN, NELLYSFORD, VA 22958-2358
Investor	Possibly a Property Investor

Mortgage

Document Number	0100000398
Date	Feb 18, 2010
Instrument	100000398

Lender

Name	RALPH E TURPIN JR ETAL
Type	Private Party

Agreement

Amount	Amount on Record
Term	6 Months
Due	Aug 16, 2010

July 2009: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NELSON VA
Recording Date	Jul 6, 2009
Property Address	40 SHADOW CREST LN, NELLYSFORD, VA 22958-2358
Document Number	0090002109
Map Reference	CAB3 SL697A
Instrument Date	Jun 12, 2009
Instrument	090002109
Transaction Type	Transfer
Record Updated	May 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$581.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	14530 TRIPLE CROWN PL, NORTH POTOMAC, MD 20878-3744

Mortgage

Document Number	0090002110
Date	Jul 6, 2009
Instrument	090002110

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2039

Interest

Rate	5.87%

May 2009: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	NELSON VA
Recording Date	May 6, 2009
Property Address	40 SHADOW CREST LN, NELLYSFORD, VA 22958-2358
Document Number	0090001330
Map Reference	CAB3 SL697A
Instrument Date	Jan 12, 2009
Instrument	090001330
Transaction Type	Foreclosure
Record Updated	May 29, 2026

Transaction

Amount	Amount on Record
Tax	$733.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 CORPORATE CENTER DR, RALEIGH, NC 27607-5066
Investor	Possibly a Property Investor

April 2005: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NELSON VA
Recording Date	Apr 11, 2005
Property Address	40 SHADOW CREST LN, NELLYSFORD, VA 22958-2358
Document Number	0050001725
Map Reference	CAB3 SL697A
Instrument Date	Apr 5, 2005
Instrument	050001725
Transaction Type	Transfer
Record Updated	May 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7385 LAHANA CIR, BOYNTON BEACH, FL 33437-7171

Tax Assessment & Valuation

The 2026 property tax bill for 40 Shadow Crest Ln was $6,554, up 55.5% from the year before.

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,554.00 (+55.49%)	$1,170,400 (+80.48%) Land $157,200 Building $1,013,200	$1,170,400 (+80.48%) Land $157,200 Building $1,013,200
2025	$4,215.00	$648,500 Land $74,900 Building $573,600	$648,500 Land $74,900 Building $573,600
2023	$4,215.00	$648,500 Land $74,900 Building $573,600	$648,500 Land $74,900 Building $573,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Shadow Crest Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Shadow Crest Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEY CREEK VILLAGE private · serves 895 people · EPA ID VA2125950
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nelson County Cablevision Fiber	2,000 / 2,000
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: RiverStreet Networks.

Nearby Properties on Shadow Crest Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures