40 Settlers Path, Sandwich, MA 02563 Property Records

Barnstable County and Sandwich Town property record for 40 Settlers Path, Sandwich, MA 02563

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,673 sqft · built 1978
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,297 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAND M:0014 B:0023`

Property Details

APN / Parcel Number

Primary APN	`SAND M:0014 B:0023`
Alternative APN	`3713`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,673 sqft Living Area
Gross Area	3,642 sqft
1st Floor Area	1,028 sqft
Basement Area	860 sqft
Unfinished Basement	860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1984
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3713
Street Address	40 SETTLERS PATH
City	SANDWICH
State	MA
Zip	02563-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	23
Jurisdiction	SANDWICH MA
Township / Civil Division	SANDWICH
Census Block Group	1
Census Block	1026
Census Tract	13500

Owner

Source: Barnstable County and Sandwich Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 SETTLERS PATH, SANDWICH, MA 02563-2552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SAVINGS BANK
Mar 22, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CAPE COD FIVE CENTS SAVINGS BANK
Sep 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDWICH MA
Property Address	40 SETTLERS PATH, SANDWICH, MA 02563-2552
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037076-177
Date	Jul 14, 2025
Book Page	37076/177
Instrument	27867

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDWICH MA
Property Address	40 SETTLERS PATH, SANDWICH, MA 02563-2552
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035691-270
Date	Mar 22, 2023
Book Page	35691/270
Instrument	10890

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2033

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANDWICH MA
Recording Date	Sep 18, 2017
Property Address	40 SETTLERS PATH, SANDWICH, MA 02563-2552
Document Number	30769-183
Book / Page	030769 / 000183
Instrument Date	Sep 15, 2017
Instrument	47136
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 SETTLERS PATH SANDWICH MA 025632552, SANDWICH, MA 02563-2552

Tax Assessment & Valuation

Source: Barnstable County and Sandwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Sandwich Town
Unified School District	Sandwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,297.00 (+4.01%)	$501,100 (+13.14%) Land $134,800 Building $366,300	$714,020
2023	$5,093.00	$442,900 Land $124,000 Building $318,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH WATER DISTRICT serves 23,000 people · EPA ID MA4261000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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