40 Seneca Path, Palm Coast, FL 32164 Property Records

Flagler County property record for 40 Seneca Path, Palm Coast, FL 32164

Property Summary

Property Type	Vacant Land
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$404,445 (Jun 2025)
Tax Bill	$954 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7058-00010-0040`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7058-00010-0040`

Exterior

Lot Area	12,502 sqft (0.287 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	40 SENECA PATH
City	PALM COAST
State	FL
Zip	32164-5448
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	PALM COAST SEC 58 BLK 1 LOT 4 OR 228 PG 811 OR 296 PG 745 OR 553 PG 1539 OR 586 PG 112 OR 2171/1409-1410-DC&ACM OR 2171/1412
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	1
Legal Lot Number	4
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1013
Census Tract	60208

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	40 SENECA PATH, PALM COAST, FL 32164-5448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2025 · Amount on Record
Deed Sale	Jun 19, 2025 · Amount on Record
Prior Sale	Sep 30, 2024 · Amount on Record
Deed Document Number	2025025550
Deed Book / Page	2969 / 406
Record Updated	Jun 8, 2026

June 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 19, 2025
Property Address	40 SENECA PATH, PALM COAST, FL 32164-5448
Document Number	0029690406
Book / Page	2969 / 406
Map Reference	MB 19 PG 28
Instrument Date	Jun 13, 2025
Instrument	2025025550
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 1, 2025
Title Company	EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,831.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 LUCIEN WAY #260260, 260260, MAITLAND, FL 32751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SENECA PATH, PALM COAST, FL 32164-5448

Mortgage

Document Number	0002969408
Date	Jun 19, 2025
Instrument	2969/408

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$954.00 (+88.91%)	$52,500 (+23.53%) Land $52,500	$52,500 (+23.53%) Land $52,500
2024	$505.00 (-32.31%)	$42,500 (-4.49%) Land $42,500	$42,500 (-4.49%) Land $42,500
2023	$746.00 (+50.4%)	$44,500 (-4.3%) Land $44,500	$44,500 (-4.3%) Land $44,500
2022	$496.00	$46,500 Land $46,500	$46,500 Land $46,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	6 (2009–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2023 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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