40 Seay Ct, Sumter, SC 29154 Property Records

Sumter County property record for 40 Seay Ct, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,112 sqft · built 2023
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Oct 2023)
Tax Bill	$62 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`182-06-01-012`

Property Details

APN / Parcel Number

Primary APN	`182-06-01-012`
Alternative APN	`15635`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 2023
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,504 sqft (0.31 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	72 sqft
Patio Area	144 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	15635
Street Address	40 SEAY CT
City	SUMTER
State	SC
Zip	29154-7172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 2010-202 0.31 AC
Legal Lot Number	44
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1022
Census Tract	1703

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	40 SEAY CT, SUMTER, SC 29154-7172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Deed Document Number	0013201710
Deed Book / Page	1320 / 1710
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Oct 26, 2023
Property Address	40 SEAY CT, SUMTER, SC 29154-7172
Document Number	0013201710
Book / Page	1320 / 1710
Map Reference	MNB PB2021 PG 182
Instrument Date	Oct 26, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$725.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 SEAY CT, SUMTER, SC 29154-7172

Mortgage

Document Number	0013201714
Date	Oct 26, 2023
Instrument	1320-1714

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62.00 (-90.68%) Homeowner's exemption	$10,744 (+3,879.26%) Land $1,200 Building $9,544	$268,598 (+5,868.84%) Land $30,000 Building $238,598
2023		$270 (-85%) Land $270	$4,500 (-85%) Land $4,500
2022	$665.00	$1,800 Land $1,800	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2015–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20