40 Seagate Dr, Ph 2A, Naples, FL 34103 Property Records

Collier County property record for 40 Seagate Dr, Ph 2A, Naples, FL 34103

Property Summary

Property Type	Condominium
Details	1,305 sqft · built 1990
Owner	Company Name on Record
Last Sale	$1,850,000 (Jun 2024)
Tax Bill	$11,402 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2024 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`034300 402 A4A16`

Property Details

APN / Parcel Number

Primary APN	`034300 402 A4A16`
Alternative APNs	`05760000280` `5760000280`

Interior

Units	39 Units
Building Area	1,305 sqft Living Area
1st Floor Area	1,305 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	40 SEAGATE DR, 2A
City	NAPLES
State	FL
Zip	34103-2481
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CLUB AT NAPLES CAY, THE A CONDOMINIUM UNIT 402-A
Legal Range	25
Legal Township	49
Legal Section	16
Legal Subdivision	CLUB AT NAPLES CAY, THE CONDOMINIUM
Legal Tract	034300
Legal Block	1
Legal Lot Number	A
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1002
Census Tract	401

Owner

Source: Collier County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	166 FURMAN RD, BOONE, NC 28607-5003
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 12, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 6, 2019	Warranty Deed, Transfer QUICKEN LNS
May 21, 2019	Deed of Trust, Mortgage FINEMARK NAT'L BK&TR
May 8, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2024 · Amount on Record
Deed Sale	Jun 12, 2024 · Amount on Record
Prior Sale	Sep 6, 2019 · Amount on Record
Deed Document Number	20246558312
Prior Transfer Date	May 3, 2019
Prior Transfer Doc	0056270842
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	40 SEAGATE DR APT 402A, 402A, NAPLES, FL 34103-2449
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059091764
Date	Mar 16, 2021
Book Page	5909/1764
Instrument	6019574

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	Other
Max Rate	7%

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 12, 2024
Property Address	40 SEAGATE DR APT 402A, 402A, NAPLES, FL 34103-2449
Document Number	0063693670
Book / Page	6369 / 3670
Map Reference	MB 1518 PG 835
Instrument Date	May 31, 2024
Instrument	6558312
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$12,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 LAUREL WOOD DR, BLOOMINGTON, IL 61704-9189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 FURMAN RD, BOONE, NC 28607-5003

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 6, 2019
Property Address	40 SEAGATE DR APT 402A, 402A, NAPLES, FL 34103-2449
Document Number	0056703494
Book / Page	005670 / 003494
Instrument Date	Aug 30, 2019
Instrument	5762149
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,015.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2103 E WASHINGTON ST BLOOMINGTON IL 617014310, BLOOMINGTON, IL 61701-4310

Mortgage

Document Number	56703497
Date	Sep 6, 2019
Book Page	005670/003497
Instrument	5762151

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.4%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	40 SEAGATE DR APT 402A, 402A, NAPLES, FL 34103-2449
Document Number	0056322780
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 SEAGATE DR #402-A NAPLES FL 341032449, 402-A, NAPLES, FL 34103-2449

Mortgage

Document Number	0056322780
Date	May 22, 2019
Book Page	005632/002780
Instrument	5716052

Lender

Name	FINEMARK NAT'L BK&TR
Type	Bank

Agreement

Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 8, 2019
Property Address	40 SEAGATE DR APT 402A, 402A, NAPLES, FL 34103-2449
Document Number	0056270842
Book / Page	005627 / 000842
Instrument Date	May 3, 2019
Instrument	5709235
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1415 PANTHER LN NAPLES FL 341097874, NAPLES, FL 34109-7874

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,402.00 (+8.89%)	$1,259,750 (+6.14%) Building $1,259,750	$1,259,750 (-) Building $1,259,750
2024	$10,471.00 (+1.58%) Homeowner's exemption	$1,186,926 (+3%)	$1,259,750 (+2.66%) Building $1,259,750
2023	$10,308.00 (-2.68%) Homeowner's exemption	$1,152,355 (+3%)	$1,227,125 (+9.68%) Building $1,227,125
2022	$10,592.00 Homeowner's exemption	$1,118,791 Building $1,118,791	$1,118,791 Building $1,118,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,764 units insured incl. 2,644 condo units
Nearby Flood Claims	174 (1979–2024)
Claims Outside the SFHA	1 of 174
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 24 claims Hurricane Ian, Oct 2022 · 55 claims Hurricane Ian, Sep 2022 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Summit Broadband.

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