40 Seagate Dr, Apt 704A, Naples, FL 34103 Property Records

Collier County property record for 40 Seagate Dr, Apt 704A, Naples, FL 34103

Property Summary

Property Type	Condominium
Details	1,445 sqft · built 1990
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Apr 2017)
Tax Bill	$13,330 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`034300 704 A4A16`

Property Details

APN / Parcel Number

Primary APN	`034300 704 A4A16`
Alternative APNs	`05760000565` `5760000565`

Interior

Units	39 Units
Building Area	1,445 sqft Living Area
1st Floor Area	1,445 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	40 SEAGATE DR, 704A
City	NAPLES
State	FL
Zip	34103-2495
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CLUB AT NAPLES CAY, THE A CONDOMINIUM UNIT 704-A
Legal Range	25
Legal Township	49
Legal Section	16
Legal Subdivision	CLUB AT NAPLES CAY, THE CONDOMINIUM
Legal Tract	034300
Legal Block	1
Legal Lot Number	A
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1002
Census Tract	401

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2241 E GRANTVIEW DR, CORALVILLE, IA 52241-3351
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 21, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2017 · Amount on Record
Deed Sale	Apr 21, 2017 · Amount on Record
Prior Sale	Jul 5, 2013 · Amount on Record
Deed Document Number	20175394627
Deed Book / Page	5385 / 1557
Prior Transfer Date	May 23, 2007
Prior Transfer Doc	0042393167
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	40 SEAGATE DR APT 704A, 704A, NAPLES, FL 34103-2495
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057721174
Date	Jun 8, 2020
Book Page	5772/1174
Instrument	5877006

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 21, 2017
Property Address	40 SEAGATE DR APT 704A, 704A, NAPLES, FL 34103-2495
Document Number	0053851557
Book / Page	5385 / 1557
Map Reference	MB1518 PG835
Instrument Date	Mar 22, 2017
Instrument	5394627
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 YORKVILLE AVE805, 80, 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2241 E GRANTVIEW DR, CORALVILLE, IA 52241-3351

Mortgage

Document Number	0005394628
Date	Apr 21, 2017
Instrument	5394628

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,429,400 (-2.94%) Building $1,429,400	$1,429,400 (-2.94%) Building $1,429,400
2025	$13,330.00 (+0.75%)	$1,472,750 (+13.09%) Building $1,472,750	$1,472,750 (+2.51%) Building $1,472,750
2024	$13,231.00 (+4.78%)
2023	$12,627.00 (+3.76%)	$1,302,293 (+1%)	$1,436,625 (+9.7%) Building $1,436,625
2022	$12,170.00	$1,183,903	$1,309,597 Building $1,309,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,764 units insured incl. 2,644 condo units
Nearby Flood Claims	174 (1979–2024)
Claims Outside the SFHA	1 of 174
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 24 claims Hurricane Ian, Oct 2022 · 55 claims Hurricane Ian, Sep 2022 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Summit Broadband.

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