40 Seagate Dr, Apt 204A, Naples, FL 34103 Property Records

Collier County property record for 40 Seagate Dr, Apt 204A, Naples, FL 34103

Property Summary

Property Type	Condominium
Details	1,445 sqft · built 1990
Owner	Company Name on File
Last Sale	$1,200,000 (Jul 2021)
Tax Bill	$11,125 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`034300 204 A4A16`

Property Details

APN / Parcel Number

Primary APN	`034300 204 A4A16`
Alternative APNs	`05760000167` `5760000167`

Interior

Units	39 Units
Building Area	1,445 sqft Living Area
1st Floor Area	1,445 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	40 SEAGATE DR, 204A
City	NAPLES
State	FL
Zip	34103-2449
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CLUB AT NAPLES CAY, THE A CONDOMINIUM UNIT 204-A
Legal Range	25
Legal Township	49
Legal Section	16
Legal Subdivision	CLUB AT NAPLES CAY, THE CONDOMINIUM
Legal Tract	034300
Legal Block	1
Legal Lot Number	A
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1002
Census Tract	401

Owner

40 Seagate Dr, Apt 204A is owned by a company that bought it in July 2021 and is owner-occupied.

Source: Collier County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	40 SEAGATE DR, 204, NAPLES, FL 34103-2449
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2018	Deed of Trust, Mortgage · Commercial Mortgage MB FINANCIAL BANK NA
Jul 30, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Deed Document Number	20216105143
Deed Book / Page	5990 / 2146
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	40 SEAGATE DR APT 204A, 204A, NAPLES, FL 34103-2449
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055331857
Date	Jul 17, 2018
Book Page	5533/1857
Instrument	5586780

Lender

Name	MB FINANCIAL BANK NA
Type	Bank
Address	DES PLAINES, IL 60018

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2048

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 30, 2021
Property Address	40 SEAGATE DR APT 204A, 204A, NAPLES, FL 34103-2449
Document Number	0059902146
Book / Page	5990 / 2146
Map Reference	MB 1553 PG 756
Instrument Date	Jul 29, 2021
Instrument	6105143
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$8,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 SEAGATE DR APT 204, 204, NAPLES, FL 34103-2449

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 186, LAKE WALES, FL 33859-0186
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 40 Seagate Dr, Apt 204A was $11,125 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,224,400 (-3.42%) Building $1,224,400	$1,224,400 (-3.42%) Building $1,224,400
2025	$11,125.00 Homeowner's exemption	$1,267,750 Building $1,267,750	$1,267,750 Building $1,267,750
2023	$11,273.00 (+2.63%) Homeowner's exemption	$1,256,625 (+12.18%) Building $1,256,625	$1,256,625 (+12.18%) Building $1,256,625
2022	$10,984.00	$1,120,177 Building $1,120,177	$1,120,177 Building $1,120,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Seagate Dr, Apt 204A in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 120 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,764 units insured incl. 2,644 condo units
Nearby Flood Claims	174 (1979–2024)
Claims Outside the SFHA	1 of 174
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 24 claims Hurricane Ian, Oct 2022 · 55 claims Hurricane Ian, Sep 2022 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Seagate Dr, Apt 204A is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Summit Broadband.

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