40 Scott Pike, Waddy, KY 40076 Property Records

Shelby County property record for 40 Scott Pike, Waddy, KY 40076

Property Summary

Property Type	Single Family Home
Details	1,568 sqft · built 2010
Lot Size	5.87 acres (255,697 sqft)
Owner	2 Individual Names on Record
Last Sale	$28,000 (Jul 2021)
Tax Bill	$2,004 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-00-017E`

Property Details

APN / Parcel Number

Primary APN	`072-00-017E`
Alternative APN	`0054843`

Interior

Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	255,697 sqft (5.87 acres)
Garage Type	Mixed
Garage Area	672 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	336 sqft
Deck Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	0054843
Street Address	40 SCOTT PIKE
City	WADDY
State	KY
Zip	40076-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	HEMPRIDGE RD & SCOTT PIKE/5.87 ACRES
Jurisdiction	SHELBY KY
Township / Civil Division	HARRISONVILLE
Census Block Group	2
Census Block	2043
Census Tract	40101

Owner

Source: Shelby County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 SCOTT PIKE, WADDY, KY 40076-5106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
Nov 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COMMONWEALTH BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	May 7, 2010 · Amount on Record
Deed Document Number	2021475370
Deed Book / Page	686 / 4
Last Transfer Date	Sep 20, 2021
Transfer Doc	D0691/432
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	40 SCOTT PIKE, WADDY, KY 40076-5106
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1250/647
Date	Oct 29, 2021
Book Page	M1250/647
Instrument	478573

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY KY
Recording Date	Nov 12, 2021
Property Address	40 SCOTT PIKE, WADDY, KY 40076-5106
Document Number	D0691/432
Book / Page	D0691 / 432
Instrument Date	Sep 20, 2021
Instrument	479004
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	40 SCOTT PIKE, WADDY, KY 40076-5106

Mortgage

Document Number	479005
Date	Nov 12, 2021
Instrument	479005

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,004.00 (-2.29%)	$174,161 (-)	$174,161 (-)
2023	$2,051.00	$174,161	$174,161

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Bluegrass Fiber Fixed Wireless	50 / 10
All Points Broadband Fixed Wireless	10 / 1

May also be available: T-Mobile.

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