40 School St, Fairfield, CT 06824 Property Records

Fairfield Town property record for 40 School St, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,212 sqft · built 1937
Lot Size	0.084 acres (3,640 sqft)
Owner	2 Individual Names on File
Last Sale	$237,000 (Jul 2017)
Tax Bill	$7,136 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:79 B:353`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:79 B:353`
Alternative APNs	`FFLD M:79 B:353` `M:079 L:353 X` `1645`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,212 sqft Living Area
Gross Area	2,172 sqft
Basement Area	732 sqft
Unfinished Basement	732 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,640 sqft (0.084 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1645
Street Address	40 SCHOOL ST
City	FAIRFIELD
State	CT
Zip	06824-4702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Block	353
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2007
Census Tract	61400

Owner

40 School St is owned and occupied by two individuals who bought it in July 2017.

Source: Fairfield Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 SCHOOL ST, FAIRFIELD, CT 06824-4702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 7, 2017	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017 · Amount on File
Deed Sale	Jul 7, 2017 · Amount on File
Prior Sale	Oct 31, 1991 · Amount on File
Deed Book / Page	5567 / 67
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	40 SCHOOL ST, FAIRFIELD, CT 06824-4702
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006289-141
Date	Mar 7, 2022
Book Page	6289/141
Instrument	2022-1731

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Jul 7, 2017
Property Address	40 SCHOOL ST, FAIRFIELD, CT 06824-4702
Document Number	5567-67
Book / Page	5567 / 67
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.11
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	55670069
Date	Jul 7, 2017
Instrument	05567/0069

Lender

Name	HOME POINT FINL CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 40 School St was $7,136.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,136.00	$251,370 Land $199,780 Building $51,590	$175,959 Land $139,846 Building $36,113
2024	$7,136.00 (+3.2%)
2023	$6,915.00	$251,370 Land $199,780 Building $51,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40 School St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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