40 School St, Dunstable, MA 01827 Property Records

Middlesex County and Dunstable Town property record for 40 School St, Dunstable, MA 01827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,672 sqft · built 1993
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Oct 2017)
Tax Bill	$10,116 (2025)
Deeds & Mortgages	Jul 2023 Refinance Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DUNS M:0013 B:075C L:0`

Property Details

APN / Parcel Number

Primary APN	`DUNS M:0013 B:075C L:0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,672 sqft Living Area
Gross Area	6,066 sqft
1st Floor Area	1,736 sqft
Basement Area	1,736 sqft
Unfinished Basement	1,736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	40 SCHOOL ST
City	DUNSTABLE
State	MA
Zip	01827-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	75C
Jurisdiction	DUNSTABLE MA
Township / Civil Division	DUNSTABLE
Census Block Group	1
Census Block	1030
Census Tract	328100

Owner

Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 SCHOOL ST, DUNSTABLE, MA 01827-2713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage RICHARD W SILVERIA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 6, 2017 · Amount on Record
Deed Sale	Oct 6, 2017 · Amount on Record
Prior Sale	May 7, 2014
Deed Book / Page	31536 / 18
Transfer Doc	0031536-18
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	40 SCHOOL ST, DUNSTABLE, MA 01827-2713
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00037929-1
Date	Jul 3, 2023
Book Page	37929/1
Instrument	19042

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	40 SCHOOL ST, DUNSTABLE, MA 01827-2713
Document Number	31989-127
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31989-127
Date	Apr 10, 2018
Book Page	031989/000127
Instrument	13980

Lender

Name	RICHARD W SILVERIA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 9, 2028

Tax Assessment & Valuation

Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dunstable Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,116.00 (+4.87%)	$735,700 (+6.47%) Land $221,000 Building $514,700	$864,120 (+13.37%)
2024	$9,646.00 (+0.74%)	$691,000 (+8.04%) Land $202,700 Building $488,300	$762,185
2023	$9,575.00	$639,600 Land $202,700 Building $436,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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