Central Falls City property record for 40 School St, Central Falls, RI 02863
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,286 sqft · built 1978 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,333 (Jun 2018) |
| Tax Bill | $4,074 (2025) |
| Deeds & Mortgages | Oct 2019 Refinance Jun 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-3164-10 |
| Primary APN | 4-3164-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,286 sqft Living Area |
| Gross Area | 3,054 sqft |
| 1st Floor Area | 1,182 sqft |
| Basement Area | 1,488 sqft |
| Unfinished Basement | 384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,001 sqft (0.23 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 4-3164-10 |
|---|---|
| Street Address | 40 SCHOOL ST |
| City | CENTRAL FALLS |
| State | RI |
| Zip | 02863-1810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Jurisdiction | CENTRAL FALLS RI |
| Township / Civil Division | CENTRAL FALLS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11000 |
Source: Central Falls City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 SCHOOL ST, CENTRAL FALLS, RI 02863-1810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Jun 20, 2018 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS |
| Sep 22, 2017 | Quit Claim Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2018 · Amount on Record |
| Deed Sale | Jun 20, 2018 · Amount on Record |
| Prior Sale | Sep 16, 2015 · Amount on Record |
| Deed Document Number | 2018879 |
| Deed Book / Page | 935 / 301 |
| Transfer Doc | 918-187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRAL FALLS RI |
| Property Address | 40 SCHOOL ST, CENTRAL FALLS, RI 02863-1810 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000963-226 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 963/226 |
| Instrument | 1368 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CENTRAL FALLS RI |
| Recording Date | Jun 20, 2018 |
| Property Address | 40 SCHOOL ST, CENTRAL FALLS, RI 02863-1810 |
| Document Number | 000935-301 |
| Book / Page | 935 / 301 |
| Instrument | 879 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34.57 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0009350304 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 00935/0304 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CENTRAL FALLS RI |
| Recording Date | Sep 22, 2017 |
| Property Address | 40 SCHOOL ST, CENTRAL FALLS, RI 02863-1810 |
| Document Number | 918-187 |
| Book / Page | 000918 / 000187 |
| Instrument | 1186 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 24, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Central Falls City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Central Falls City |
| Unified School District | Central Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,074.00 (-2.4%) | $308,400 (+37.07%) Land $126,000 Building $182,400 | $390,048 |
| 2023 | $4,174.00 (+54.59%) | $225,000 (-) Land $87,400 Building $137,600 | |
| 2022 | $2,700.00 | $225,000 Land $87,400 Building $137,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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