40 Sarah Ln, Mount Joy, PA 17552 Property Records

Lancaster County property record for 40 Sarah Ln, Mount Joy, PA 17552

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,871 sqft · built 2004
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$279,900 (Jul 2012)
Tax Bill	$8,029 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-94689-0-0000`

Property Details

APN / Parcel Number

Primary APN	`150-94689-0-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,871 sqft Living Area
Gross Area	4,857 sqft
1st Floor Area	1,441 sqft
Upper Floors Area	1,430 sqft
Basement Area	1,345 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	586 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	55 sqft
Patio Area	495 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	40 SARAH LN
City	MOUNT JOY
State	PA
Zip	17552-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	40 SARAH LN
Legal Subdivision	CARMANA ESTATES PH 02
Legal Lot Number	29
Jurisdiction	LANCASTER PA
Township / Civil Division	EAST DONEGAL
Census Block Group	1
Census Block	1003
Census Tract	11102

Owner

40 Sarah Ln is owned and occupied by two individuals who bought it in July 2012.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 SARAH LN, MOUNT JOY, PA 17552-9678
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNSYLVANIA STATE EMPLOYEES CU
Oct 11, 2019	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2012 · Amount on File
Deed Sale	Jul 20, 2012 · Amount on File
Prior Sale	Feb 8, 2005 · Amount on File
Deed Document Number	20126011322
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	40 SARAH LN, MOUNT JOY, PA 17552-9678
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	CU ABSTRACT EAST DONEGAL TOW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006585837
Date	Mar 8, 2021
Instrument	6585837

Lender

Name	PENNSYLVANIA STATE EMPLOYEES CU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	40 SARAH LN, MOUNT JOY, PA 17552-9678
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006484365
Date	Oct 11, 2019
Instrument	6484365

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 40 Sarah Ln was $8,029 with a homeowner's exemption, up 0.8% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	East Donegal Township
Unified School District	Donegal School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,700 Land $67,300 Building $246,400	$313,700 Land $67,300 Building $246,400
2025	$8,029.00 (+0.77%)
2024	$7,968.00	$313,700 Land $67,300 Building $246,400
2018			$313,700 Land $67,300 Building $246,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Sarah Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Sarah Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT JOY BORO AUTH serves 15,261 people · EPA ID PA7360091
Water Source	Groundwater influenced by surface water
Last State Inspection	Jan 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Upward Broadband.

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