40 Sarah Ln, Middletown, NY 10941 Property Records

Orange County and Wallkill Town property record for 40 Sarah Ln, Middletown, NY 10941

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,440 sqft · built 1979
Lot Size0.079 acres (3,424 sqft)
OwnerIndividual Name on Record
Last Sale$166,866 (Aug 2008)
Tax Bill$5,570 (2024)
Deeds & MortgagesFeb 2022 Mortgage
Jan 2017 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN335200 90-2-42

Property Details

APN / Parcel Number

Primary APN335200 90-2-42
Alternative APNs
  • 520009000000020420000000
  • 90-2-42

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,440 sqft Living Area
Gross Area1,680 sqft
1st Floor Area720 sqft
2nd Floor Area720 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleTownhouse
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area3,424 sqft (0.079 acres)
Lot Dimensions107 ft deep x 32 ft wide
View / LotRural
PorchCovered Porch
Porch Area240 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number90-2-42
Street Address40 SARAH LN
CityMIDDLETOWN
StateNY
Zip10941-4021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMI
Legal DescriptionLT 19 BK B RICHARD LANE S
Legal SubdivisionRICHARD LANE
Legal Block2
Legal Lot Number42.00
JurisdictionORANGE NY
Township / Civil DivisionWALLKILL
Census Block Group4
Census Block4035
Census Tract11000

Owner

Source: Orange County and Wallkill Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4057 DOVER TERRACE DR, LAKELAND, FL 33810-2416
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jan 3, 2017Loan Modification, Mortgage
WELLS FARGO BK
Jan 3, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2008 · Amount on Record
Deed SaleAug 15, 2008 · Amount on Record
Prior SaleNov 28, 2007 · Amount on Record
Deed Book / Page12716 / 946
Prior Transfer DateJul 31, 2008
Prior Transfer Doc0127160941
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address40 SARAH LN, MIDDLETOWN, NY 10941-4021
Transaction TypeMortgage
Record UpdatedAug 9, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008877
DateFeb 3, 2022
Book Page15148/1589
Instrument20220008877
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE NY
Property Address40 SARAH LN, MIDDLETOWN, NY 10941-4021
Document Number0000017601
Instrument DateJan 3, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SARAH LN MIDDLETOWN NY 109414021, MIDDLETOWN, NY 10941-4021

Mortgage

Document Number0000017601
DateMar 10, 2017
Book Page014197/001461
Instrument17601
Lender
NameWELLS FARGO BK
AddressFORT MILL, SC 29715
Agreement
AmountAmount Recorded
Term360 Months
DueMar 9, 2047
Interest
Rate TypeFixed Rate
Rate3.62%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address40 SARAH LN, MIDDLETOWN, NY 10941-4021
Document Number0000010213
Instrument DateJan 3, 2017
Transaction TypeMortgage
Record UpdatedFeb 21, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SARAH LN MIDDLETOWN NY 109414021, MIDDLETOWN, NY 10941-4021

Mortgage

Document Number0000010213
DateFeb 15, 2017
Book Page014181/001158
Instrument10213
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410-8000
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 14, 2047

Tax Assessment & Valuation

Source: Orange County and Wallkill Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionWallkill Town
Unified School DistrictGoshen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$34,000 (-) Land $7,500 Building $26,500$269,400 (+12.3%)
2024$5,570.00$34,000 (-) Land $7,500 Building $26,500$239,900 (+2.3%)
2023$34,000 (-) Land $7,500 Building $26,500$234,500 (+10.51%) Land $51,728 Building $182,772
2022$34,000 Land $7,500 Building $26,500$212,200 Land $46,809 Building $165,391

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims11 (1979–2011)
Claims Outside the SFHA2 of 11
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALLKILL CONSOLIDATED WD
serves 18,450 people · EPA ID NY3503584
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting85
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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