40 Saco Rd, Alfred, ME 04002 Property Records

York County and Alfred Town property record for 40 Saco Rd, Alfred, ME 04002

Property Summary

Property Type	Single Family Home
Details	3 bd · 800 sqft · built 1900
Lot Size	2.44 acres (106,286 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Apr 2026)
Tax Bill	$3,427 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ALFR M:012 L:051`

Property Details

APN / Parcel Number

Primary APN	`ALFR M:012 L:051`
Alternative APN	`303`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	800 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	106,286 sqft (2.44 acres)

Location & Zoning

Account Number	303
Street Address	40 SACO RD
City	ALFRED
State	ME
Zip	04002-3203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	51
Jurisdiction	ALFRED ME
Township / Civil Division	ALFRED
Census Block Group	2
Census Block	2018
Census Tract	29000

Owner

Source: York County and Alfred Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	164 PEARL ST, A, PORTLAND, ME 04101-6011
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHSTAR MORTGAGE GROUP LLC
Nov 8, 2019	Deed of Trust, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Nov 14, 2019 · Amount on Record
Deed Book / Page	19889 / 921
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALFRED ME
Recording Date	Apr 24, 2026
Property Address	40 SACO RD, ALFRED, ME 04002-3203
Document Number	0198890921
Book / Page	19889 / 921
Instrument Date	Apr 24, 2026
Instrument	2026.13612
Transaction Type	Transfer
Record Updated	May 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	164 PEARL ST, PORTLAND, ME 04101-6011

Mortgage

Date	Apr 24, 2026

Lender

Name	NORTHSTAR MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

November 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	ALFRED ME
Property Address	40 SACO RD, ALFRED, ME 04002-3203
Document Number	0180970571
Instrument Date	Nov 8, 2019
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SACO RD ALFRED ME 04002, ALFRED, ME 04002

Mortgage

Document Number	0180970571
Date	Nov 14, 2019
Book Page	018097/000571
Instrument	48775

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

Source: York County and Alfred Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Alfred Town
Unified School District	School Administrative District 57 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,427.00 (+8.83%)	$355,142 (+112.03%) Land $120,800 Building $234,342
2023	$3,149.00 (+4.44%)	$167,500 (-) Land $80,800 Building $86,700	$324,425
2022	$3,015.00	$167,500 Land $80,800 Building $86,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALFRED WATER DISTRICT serves 783 people · EPA ID ME0090020
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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