40 S Transit St, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 40 S Transit St, Lockport, NY 14094

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,312 sqft · built 1875
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$90,000 (May 2019)
Tax Bill$3,080 (2026)
Deeds & MortgagesMay 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7-6580.000

Property Details

APN / Parcel Number

Primary APN7-6580.000
Alternative APNs
  • 09001090700001065000
  • 290900 109.70-1-65

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,312 sqft Living Area
1st Floor Area786 sqft
2nd Floor Area526 sqft

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions132 ft deep x 40 ft wide
PorchPorch
Porch Area180 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number7-6580.000
Street Address40 S TRANSIT ST
CityLOCKPORT
StateNY
Zip14094-4349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionIRREG LOT
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block1
Legal Lot Number65.000
JurisdictionNIAGARA NY
Township / Civil DivisionLOCKPORT
Census Block Group1
Census Block1005
Census Tract23700

Owner

40 S Transit St is owned and occupied by two individuals who bought it in May 2019.

Source: Niagara County and Lockport City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address40 S TRANSIT ST, LOCKPORT, NY 14094-4349
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2019 · Amount on File
Deed SaleMay 17, 2019 · Amount on File
Prior SaleJun 14, 2012 · Amount on File
Deed Document Number20197584
Prior Transfer DateJun 14, 1995
Prior Transfer Doc2587000017
Record UpdatedOct 29, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateMay 17, 2019
Property Address40 S TRANSIT ST, LOCKPORT, NY 14094-4349
Document Number0000007584
Map ReferenceMB 25 PG 2433
Instrument DateMay 8, 2019
Instrument2019-07584
Transaction TypeTransfer
Record UpdatedMay 2, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 S TRANSIT ST, 40, LOCKPORT, NY 14094-4349

Transferred To (Grantee/Buyer)

NameVerified Name
Address443 17TH ST, NIAGARA FALLS, NY 14303-1611

Mortgage

Document Number0000007585
DateMay 17, 2019
Instrument2019-07585
Lender
NameFIVE STAR BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 40 S Transit St was $3,080, up 3% from the year before.

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityLockport City
Unified School DistrictLockport City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,080.00 (+3.01%)
2025$2,990.00$116,000 Land $4,000 Building $112,000$116,000 Land $4,000 Building $112,000
2023$105,000 Land $4,000 Building $101,000$105,000 Land $4,000 Building $101,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 S Transit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40 S Transit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKPORT CITY WTP
serves 21,165 people · EPA ID NY3100564
Water SourceSurface water
Last State InspectionMay 2024
Lead10 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

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