40 S Springdale Rd, Westminster, MD 21158 Property Records

Carroll County property record for 40 S Springdale Rd, Westminster, MD 21158

Property Summary

Property Type	Rural Home
Details	1 ba · 1,648 sqft · built 1850
Lot Size	28.1 acres (1,226,345 sqft)
Owner	2 Trust Names on Record
Tax Bill	$7,045 (2026)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-006065`

Property Details

APN / Parcel Number

Primary APN	`02-006065`
Alternative APNs	`2006065` `006065`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,648 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Exterior Material	Brick
Construction Type	Frame
Roof Material	Metal
Lot Area	1,226,345 sqft (28.1 acres)
Porch	Slab
Porch Area	260 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	006065
Street Address	40 S SPRINGDALE RD
City	WESTMINSTER
State	MD
Zip	21158-4057
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AGRIC
Legal Description	LT - 28.153 ACS 40 , 42 S SPRINGDALE RD NR S/S YOUNGS LANE
Legal Subdivision	MURPHEYS HOMESTEAD
Jurisdiction	CARROLL MD
Township / Civil Division	2, UNIONTOWN
Census Block Group	1
Census Block	1022
Census Tract	502000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	42 S SPRINGDALE RD, WESTMINSTER, MD 21158-4057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2011
Deed Sale	Apr 11, 2011
Deed Document Number	20116526/0076
Deed Book / Page	6526 / 76
Prior Transfer Date	Mar 15, 2011
Prior Transfer Doc	0068750471
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	40 S SPRINGDALE RD, WESTMINSTER, MD 21158-4057
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	CROWN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LOTS S SPRINGDALE ROAD, WESTMINSTER, MD 21158

Mortgage

Document Number	0108210178
Date	Jun 27, 2022
Book Page	10821/178

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	9.49%
Index	Other
Margin	3
Max Rate	9.49%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,045.00 (-20.57%) Homeowner's exemption	$875,000 (+6.53%) Land $196,400 Building $678,600	$875,000 (-) Land $196,400 Building $678,600
2025	$8,870.00 (+283.15%) Homeowner's exemption	$821,367 (+300.86%)	$875,000 (+327.04%) Land $196,400 Building $678,600
2023	$2,315.00 Homeowner's exemption	$204,900 Land $134,300 Building $70,600	$204,900 Land $134,300 Building $70,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Quantum Internet & Telephone, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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