40 S Ranch Rd, Wiggins, CO 80654 Property Records

Morgan County property record for 40 S Ranch Rd, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,182 sqft · built 2017
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on File
Last Sale	$303,000 (Dec 2019)
Tax Bill	$1,988 (2025)
Deeds & Mortgages	Apr 2024 Transfer Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1483-010-01-040`

Property Details

APN / Parcel Number

Primary APN	`1483-010-01-040`
Alternative APN	`R019602`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,182 sqft Total Area
1st Floor Area	1,620 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	71,003 sqft (1.63 acres)
Garage Type	Mixed
Garage Area	960 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Patio Area	370 sqft
Shed	1 Shed
Shed Area	192 sqft
Utility Building	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	40 S RANCH RD
City	WIGGINS
State	CO
Zip	80654-7535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD PRAIRIE VIEW RANCH P D WI (01-1-60) LOT 040 S 01 T 1 R 60 PARC E12
Legal Range	60
Legal Township	01
Legal Section	01
Legal Subdivision	PRAIRIE VIEW RANCH P D
Legal Lot Number	40
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1052
Census Tract	200

Owner

40 S Ranch Rd is owned and occupied by an individual who acquired it in April 2024.

Source: Morgan County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	40 S RANCH RD, WIGGINS, CO 80654-7535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Quit Claim Deed, Transfer Quitclaim
Jul 19, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 18, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 21, 2017	Warranty Deed, Transfer · Conventional Mortgage CATALYST LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2019 · Amount on File
Deed Sale	Dec 18, 2019 · Amount on File
Prior Sale	Jul 21, 2017 · Amount on File
Deed Document Number	2019922464
Last Transfer Date	Apr 3, 2024
Transfer Doc	0000950711
Record Updated	Jun 8, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN CO
Recording Date	Apr 8, 2024
Property Address	40 S RANCH RD, WIGGINS, CO 80654-7535
Document Number	0000950711
Instrument Date	Apr 3, 2024
Instrument	950711
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 S RANCH RD, WIGGINS, CO 80654-7535

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	40 S RANCH RD, WIGGINS, CO 80654-7535
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 S RANCH RD, WIGGINS, CO 80654-7535

Mortgage

Document Number	0000934292
Date	Jul 19, 2021
Instrument	934292

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Jan 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Dec 18, 2019
Property Address	40 S RANCH RD, WIGGINS, CO 80654-7535
Document Number	0000922464
Instrument Date	Dec 16, 2019
Instrument	922464
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	EQUITY TITLE OF COLORADO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 S RANCH RD, WIGGINS, CO 80654-7535

Mortgage

Document Number	0000922465
Date	Dec 18, 2019
Instrument	922465

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Mortgage

Document Number	0000922466
Date	Dec 18, 2019
Instrument	922466

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Jul 21, 2017
Property Address	40 S RANCH RD, WIGGINS, CO 80654-7535
Document Number	0000906889
Instrument Date	Jul 14, 2017
Instrument	906889
Transaction Type	Transfer
Record Updated	Aug 2, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 S RANCH RD WIGGINS CO 80654, WIGGINS, CO 80654

Mortgage

Document Number	906890
Date	Jul 21, 2017
Instrument	906890

Lender

Name	CATALYST LNDG
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 40 S Ranch Rd was $1,988, up 0.3% from the year before.

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,988.00 (+0.25%)	$25,330 (-6.08%) Land $6,770 Building $18,560	$405,190 (+0.66%) Land $108,290 Building $296,900
2024	$1,983.00	$26,970 (-12.04%) Land $6,370 Building $20,600	$402,540 (-12.02%) Land $95,070 Building $307,470
2023	$1,983.00 (+16.1%)	$30,660 (+35.9%) Land $7,240 Building $23,420	$457,540 (+41%) Land $108,060 Building $349,480
2022	$1,708.00	$22,560 Land $6,450 Building $16,110	$324,500 Land $92,760 Building $231,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 S Ranch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 S Ranch Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 68% of Colorado
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Ranch Rd

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