40 S Oro Ave, Stockton, CA 95215 Property Records

San Joaquin County property record for 40 S Oro Ave, Stockton, CA 95215

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 868 sqft · built 1948
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$364,000 (Oct 2023)
Tax Bill	$4,788 (2026)
Deeds & Mortgages	Oct 2023 Sale Oct 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (reduced by levee)
APN	`157-333-140-000`

Property Details

APN / Parcel Number

Primary APN	`157-333-140-000`
Alternative APN	`157-333-14`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	868 sqft Living Area
1st Floor Area	868 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	157-333-14
Street Address	40 S ORO AVE
City	STOCKTON
State	CA
Zip	95215-5151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	BURKETT GARDENS MAP F4 43 LOT 463
Legal Subdivision	BURKETT GARDENS
Legal Block	2
Legal Lot Number	463
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	2
Census Block	2003
Census Tract	2701

Owner

40 S Oro Ave is owned and occupied by an individual who bought it in October 2023.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	40 S ORO AVE, STOCKTON, CA 95215-5151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Land Contract, Transfer
Oct 2, 2023	Grant Deed, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jan 14, 2019	Affidavit of Death, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Jan 14, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 5, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Prior Sale	Jan 14, 2019 · Amount on File
Deed Document Number	202378283
Prior Transfer Date	Aug 13, 2018
Prior Transfer Doc	0000099164
Record Updated	Oct 29, 2026

October 2023: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 23, 2023
Property Address	40 S ORO AVE, STOCKTON, CA 95215-5151
Document Number	0000085821
Map Reference	VOL 10 PG 17
Instrument Date	Sep 28, 2023
Instrument	2023-085821
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10900 NE 4TH ST, BELLEVUE, WA 98004-5873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 S ORO AVE, STOCKTON, CA 95215-5151

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 2, 2023
Property Address	40 S ORO AVE, STOCKTON, CA 95215-5151
Document Number	0000078283
Map Reference	VOL 10 PG 17
Instrument Date	Sep 27, 2023
Instrument	2023-078283
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	PACIFIC COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10900 NE 4TH ST # 230, 230, BELLEVUE, WA 98004-5873
Investor	Possibly a Property Investor

Mortgage

Document Number	0000078284
Date	Oct 2, 2023
Instrument	2023-078284

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Mortgage

Document Number	0000078285
Date	Oct 2, 2023
Instrument	2023-078285

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Mortgage Company
Address	LAS VEGAS, NV 89119

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2033

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	40 S ORO AVE, STOCKTON, CA 95215-5151
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 S ORO AVE, STOCKTON, CA 95215-5151

Mortgage

Document Number	0000132091
Date	Aug 6, 2021
Instrument	2021-132091

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 14, 2019
Property Address	40 S ORO AVE, STOCKTON, CA 95215-5151
Document Number	0000004215
Instrument Date	Jan 7, 2019
Instrument	4215
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40 S ADELBERT AVE STOCKTON CA 952155106, STOCKTON, CA 95215-5106

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 14, 2019
Property Address	40 S ORO AVE, STOCKTON, CA 95215-5151
Document Number	0000004216
Map Reference	VOL 10 PG 17
Instrument Date	Jan 7, 2019
Instrument	2019-004216
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PLACER TITLE COMPANY AUBURN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 S ORO AVE, STOCKTON, CA 95215-5151

Mortgage

Document Number	0000004217
Date	Jan 14, 2019
Instrument	2019-004217

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 5, 2018
Property Address	40 S ORO AVE, STOCKTON, CA 95215-5151
Document Number	0000099165
Instrument Date	Aug 13, 2018
Instrument	99165
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40 S ORO AVE STOCKTON CA 952155151, STOCKTON, CA 95215-5151

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 5, 2018
Property Address	40 S ORO AVE, STOCKTON, CA 95215-5151
Document Number	0000099164
Instrument Date	Aug 13, 2018
Instrument	99164
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 S ORO AVE STOCKTON CA 952155151, STOCKTON, CA 95215-5151

Tax Assessment & Valuation

The 2026 property tax bill for 40 S Oro Ave was $4,788, up 2.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,788.00 (+2.88%)
2025	$4,654.00	$371,280 Land $102,000 Building $269,280
2023	$2,389.00 (+3.02%)	$184,951 Land $85,774 Building $99,177	$318,240
2022	$2,319.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 S Oro Ave in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40 S Oro Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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