Rockland County and Orangetown Town property record for 40 S Mill St, Nyack, NY 10960
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 1932 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $564,000 (Aug 2022) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jun 2020 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392403 66.45-1-14 |
| Primary APN | 392403 66.45-1-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,640 sqft Total Area |
| 1st Floor Area | 872 sqft |
| 2nd Floor Area | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Detached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 207 sqft |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0013649 |
|---|---|
| Old Parcel Number | 240306604500010140000000 |
| Street Address | 40 S MILL ST |
| City | NYACK |
| State | NY |
| Zip | 10960-3765 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-1 |
| Legal Description | 3/131/1370/3 |
| Legal Block | 1 |
| Legal Lot Number | 14.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | ORANGETOWN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 13101 |
40 S Mill St, a duplex, is owned by an individual who bought it in August 2022.
Source: Rockland County and Orangetown Town records, as of February 14, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 S MILL ST, NYACK, NY 10960-3765 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2022 | Bargain and Sale Deed, Transfer · FHA Mortgage KEY BANK NA |
| Jun 25, 2020 | Loan Modification, Mortgage · Conventional with PMI GUARANTEED RATE |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Oct 30, 2017 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES |
| Oct 30, 2017 | Quit Claim Deed, Transfer ASHFORD ABSTRACT CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2022 · Amount on File |
| Deed Sale | Aug 2, 2022 · Amount on File |
| Prior Sale | Oct 30, 2017 · Amount on File |
| Deed Document Number | 0202227855 |
| Deed Book / Page | 2022 / 27855 |
| Record Updated | Jun 7, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Aug 2, 2022 |
| Property Address | 40 S MILL ST, NYACK, NY 10960-3765 |
| Document Number | 0000027855 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 2022-00027855 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,256.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 160 S BROADWAY # 1F, 1F, NYACK, NY 10960-4422 |
| Document Number | 0000027856 |
|---|---|
| Date | Aug 2, 2022 |
| Instrument | 2022-00027856 |
| Name | KEY BANK NA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 40 S MILL ST, NYACK, NY 10960-3765 |
| Document Number | 0000024938 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | ASHFORD ABSTRACT CORPORATION, ASHFORD ABS CORP |
| Name | Verified Name |
|---|---|
| Address | 40 S MILL ST NYACK NY 109603765, NYACK, NY 10960-3765 |
| Document Number | 0000024938 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 24938 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60640 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 2, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 40 S MILL ST, NYACK, NY 10960-3765 |
| Document Number | 0000024937 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | ASHFORD ABSTRACT CORPORATION, ASHFORD ABS CORP |
| Name | Verified Name |
|---|---|
| Address | 40 S MILL ST NYACK NY 109603765, NYACK, NY 10960-3765 |
| Document Number | 0000024937 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 24937 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 2, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Oct 30, 2017 |
| Property Address | 40 S MILL ST, NYACK, NY 10960-3765 |
| Document Number | 0000034656 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 2017-00034656 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 258 PINEBROOK DR, 258, HYDE PARK, NY 12538-1854 |
| Name | Verified Name |
|---|---|
| Address | 2 SALISBURY PT APT 5B, 5B, NYACK, NY 10960-4723 |
| Document Number | 0000034657 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 2017-00034657 |
| Name | HOMEBRIDGE FINANCIAL SERVICES |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Oct 30, 2017 |
| Property Address | 40 S MILL ST, NYACK, NY 10960-3765 |
| Document Number | 0000034655 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 34655 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2017 |
| Title Company | ASHFORD ABSTRACT CORPORATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 258 PINEBROOK DR HYDE PARK NY 125381854, HYDE PARK, NY 12538-1854 |
Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2023
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Orangetown Town |
| Municipality | Nyack Village |
| Unified School District | Nyack Union Free School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $152,400 Land $22,900 Building $129,500 | $427,729 Land $64,272 Building $363,457 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40 S Mill St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2010–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40 S Mill St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NYACK VILLAGE WATER SUPPLY serves 14,700 people · EPA ID NY4303666 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2022 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures