Essex County and Middleton Town property record for 40 S Main St, Middleton, MA 01949
| Property Type | Office Building |
|---|---|
| Details | 2 bd · 1 ba · 1,072 sqft · built 1949 |
| Lot Size | 0.283 acres (12,314 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $11,062 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MIDD M:0025 B:0000 L:0077 |
| Primary APN | MIDD M:0025 B:0000 L:0077 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,072 sqft Total Area |
| Gross Area | 2,368 sqft |
| Basement Area | 1,072 sqft |
| Unfinished Basement | 1,072 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,314 sqft (0.283 acres) |
| Garage Type | Detached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 40 S MAIN ST |
|---|---|
| City | MIDDLETON |
| State | MA |
| Zip | 01949-2205 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | B |
| Legal Lot Number | 77 |
| Jurisdiction | MIDDLETON MA |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 212101 |
40 S Main St, a commercial property, is held in a trust since August 2008.
Source: Essex County and Middleton Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 40 S MAIN ST, MIDDLETON, MA 01949-2205 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK |
| Dec 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2008 |
| Deed Sale | Aug 7, 2008 |
| Prior Sale | Jun 13, 2007 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 40 S MAIN ST, MIDDLETON, MA 01949-2205 |
| Document Number | 0000588732 |
| Instrument Date | Dec 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Document Number | 0000588732 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 588732 |
| Name | NORTH SHORE BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 40 S MAIN ST, MIDDLETON, MA 01949-2205 |
| Document Number | 0000588734 |
| Instrument Date | Dec 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Document Number | 0000588734 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 588734 |
| Name | NORTH SHORE BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 40 S Main St was $11,062, up 0.6% from the year before.
Source: Essex County and Middleton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Middleton Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Middleton School District (PK - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $11,062.00 (+0.63%) | $878,600 (-4.98%) Land $740,300 Building $130,500 |
| 2025 | $10,993.00 (+1.33%) | $924,600 (+0.48%) Land $733,300 Building $191,300 |
| 2024 | $10,849.00 (+8.94%) | $920,200 (+18.92%) Land $712,400 Building $207,800 |
| 2023 | $9,959.00 | $773,800 Land $642,500 Building $131,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 40 S Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000 |
|---|---|
| Water Source | Purchased surface water from DANVERS WATER DEPT. |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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