Branch County property record for 40 S Hanchett St, Coldwater, MI 49036
| Property Type | Commercial |
|---|---|
| Details | 4,692 sqft |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Company Name on File |
| Last Sale | $115,000 (May 2022) |
| Tax Bill | $130 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-411-00 |
| Primary APN | 304-000-000-411-00 |
|---|
| Building Area | 4,692 sqft Building Perimeter |
|---|
| Lot Area | 19,602 sqft (0.45 acres) |
|---|
| Street Address | 40 S HANCHETT ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1907 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 153 EXC N 2 RDS 12 FT IN WIDTH THEREOF |
| Legal Lot Number | 153 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 951600 |
40 S Hanchett St, a commercial property, is owned by a company that bought it in May 2022.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 14 S HANCHETT ST, COLDWATER, MI 49036-1907 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SENTRY BANK AND TRUST |
| May 23, 2022 | Deed, Transfer · Line of Credit CENTURY BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2022 · Amount on File |
| Deed Sale | May 23, 2022 · Amount on File |
| Deed Document Number | 20223698 |
| Prior Transfer Date | Sep 30, 2015 |
| Prior Transfer Doc | 0201506248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | May 8, 2026 |
| Property Address | 40 S HANCHETT ST, COLDWATER, MI 49036-1907 |
| Document Number | 0000002850 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 20262850 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 14 S HANCHETT ST, COLDWATER, MI 49036-1907 |
| Document Number | 0000002850, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 20262850 |
| Name | SENTRY BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | May 23, 2022 |
| Property Address | 40 S HANCHETT ST, COLDWATER, MI 49036-1907 |
| Document Number | 0202203698 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022-03698 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2022 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 256, COLDWATER, MI 49036-0256 |
| Name | Verified Name |
|---|---|
| Address | 14 S HANCHETT ST, COLDWATER, MI 49036-1907 |
| Document Number | 0202203699 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022-03699 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 40 S Hanchett St was $130, up 3.2% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,950 (+11.84%) | $171,900 (+11.84%) | |
| 2025 | $130.00 (+3.17%) | $76,850 | $153,700 |
| 2024 | $126.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 S Hanchett St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 40 S Hanchett St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures