Camden County and Berlin Borough property record for 40 S Franklin Ave, Berlin, NJ 08009
| Property Type | Single Family Home |
|---|---|
| Details | 1,471 sqft · built 1955 |
| Lot Size | 0.267 acres (11,626 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,000 (Jun 2022) |
| Tax Bill | $5,961 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00613-0000-00003 |
| Primary APN | 05-00613-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,471 sqft Living Area |
| 1st Floor Area | 1,471 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 11,626 sqft (0.267 acres) |
| Lot Dimensions | 125 ft deep x 93 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 40 S FRANKLIN AVE |
|---|---|
| City | BERLIN |
| State | NJ |
| Zip | 08009-1151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | BERLIN BOROUGH |
| Legal Block | 613 |
| Legal Lot Number | 3 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | BERLIN |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 608700 |
40 S Franklin Ave is owned and occupied by two individuals who bought it in June 2022.
Source: Camden County and Berlin Borough records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 S FRANKLIN AVE, BERLIN, NJ 08009-1151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed, Transfer · FHA Mortgage NATION ONE MORTGAGE |
| Apr 2, 2019 | Bargain and Sale Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2022 · Amount on File |
| Deed Sale | Jun 29, 2022 · Amount on File |
| Prior Sale | Apr 2, 2019 · Amount on File |
| Deed Document Number | 202263910 |
| Deed Book / Page | 12122 / 1776 |
| Prior Transfer Date | Feb 7, 2019 |
| Prior Transfer Doc | 0000023479 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Jun 29, 2022 |
| Property Address | 40 S FRANKLIN AVE, BERLIN, NJ 08009-1151 |
| Document Number | 0000063910 |
| Book / Page | 12122 / 1776 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2022063910 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | NATIONAL INTEGRITY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,278.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5005 EADOM ST, 5005, PHILADELPHIA, PA 19137 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40 S FRANKLIN AVE, BERLIN, NJ 08009-1151 |
| Document Number | 0121221781 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 12122/1781 |
| Name | NATION ONE MORTGAGE |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Apr 2, 2019 |
| Property Address | 40 S FRANKLIN AVE, BERLIN, NJ 08009-1151 |
| Document Number | 0000023480 |
| Book / Page | 11103 / 0632 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 2019023480 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | TITLE AMERICA AGENCY CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $673.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 S FRANKLIN AVE, 38, BERLIN, NJ 08009-1151 |
| Name | Verified Name |
|---|---|
| Address | 40 S FRANKLIN AVE, BERLIN, NJ 08009-1151 |
| Document Number | 0000023481 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | 2019023481 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 40 S Franklin Ave was $5,961, up 1.8% from the year before.
Source: Camden County and Berlin Borough assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Berlin Borough |
| Elementary School District | Berlin Borough School District (KG - 08) |
| Secondary School District | Eastern Camden County Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,700 (-) Land $68,600 Building $103,100 | $171,700 (-) Land $68,600 Building $103,100 | |
| 2025 | $5,961.00 (+1.79%) | $171,700 Land $68,600 Building $103,100 | $171,700 Land $68,600 Building $103,100 |
| 2024 | $5,856.00 | ||
| 2023 | $171,700 Land $68,600 Building $103,100 | $171,700 Land $68,600 Building $103,100 | |
| 2022 | $5,805.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 S Franklin Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40 S Franklin Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERLIN WATER DEPARTMENT serves 12,991 people · EPA ID NJ0405001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - WESTERN |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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