40 S Eldorado St, San Mateo, CA 94401 Property Records

San Mateo County property record for 40 S Eldorado St, San Mateo, CA 94401 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1925
Square Footage1,019 sqft Living Area
Lot Size4,000 sqft (0.092 acres)
OccupancyOwner Occupied
Last Sale$1,400,000 (2024)
Tax Bill$20,987.00 (2025)

Property Details

APN / Parcel Number

Primary APN034-161-020

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area1,019 sqft Living Area
1st Floor810 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Lot Area4,000 sqft (0.092 acres)
Depth X Width100 ft x 40 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area400 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address40 S ELDORADO ST
CitySAN MATEO
StateCA
Zip94401-3235
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 15 BYRNES SUB RSM 6/60 CITY OF SAN MATEO
Legal SubdivisionBYRNES SUB
Legal Lot Number15
JurisdictionSAN MATEO CA
Minor Civil DivisionSAN MATEO
Census Blockgroup1
Census Block1014
Census Tract606202

Owner

Source: San Mateo County records · APN 034-161-020

Assessment roll updated July 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address40 S ELDORADO ST, SAN MATEO, CA 94401-3235
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2023Grant Deed, Transfer
Jun 25, 2020Deed of Trust, Mortgage · Commercial Mortgage
PACIFIC COAST FUNDING
Mar 11, 2022Deed of Trust, Mortgage · Commercial Mortgage
PACIFIC COAST FUNDING INC
Apr 21, 2022Deed of Trust, Mortgage · Commercial Mortgage
NEW ERA FINANCIAL
Feb 25, 2022Deed of Trust, Mortgage · Commercial Mortgage
CAL WSET HOME LOANS INC
Nov 20, 2020Quit Claim Deed, Transfer
NICHOLAS DEL BIAGGIO
Jun 08, 2020Deed of Trust, Mortgage
HO FAMILY TRUST (PT)
Jan 28, 2020Deed of Trust, Construction Loan · Building or Construction Mortgage
WILLIAM C JR LAST
Feb 01, 2017Deed of Trust, Mortgage
DIANE MESISCA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 19, 2024 · Amount on Record
Deed SaleDec 19, 2024 · Amount on Record
Prior SaleJun 10, 2024 · Amount on Record
Deed Doc Number202468260
Prior Transfer DateNov 17, 2020
Prior Transfer Doc0000131783
Record RefreshedSep 20, 2026

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateJun 28, 2023
Property Address40 S ELDORADO ST, SAN MATEO, CA 94401-3235
Document Number0000031025
Map ReferenceMB 6 PG 60
Instrument DateJun 28, 2023
Instrument2023-031025
Transaction TypeTransfer
Record UpdatedJul 26, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 110157, CAMPBELL, CA 95011-0157

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address40 S ELDORADO ST, SAN MATEO, CA 94401-3235
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059552
DateJun 25, 2020
Instrument2020-059552
Lender
NamePACIFIC COAST FUNDING
TypeNon-Lending Institution
AddressCAMPBELL, CA 95011
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address40 S ELDORADO ST, SAN MATEO, CA 94401-3235
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15814 WINCHESTER BLVD, LOS GATOS, CA 95030-3333

Mortgage

Document Number0000021863
DateMar 11, 2022
Instrument2022-021863
Lender
NamePACIFIC COAST FUNDING INC
TypeMortgage Company
AddressSAN MATEO, CA 94401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address40 S ELDORADO ST, SAN MATEO, CA 94401-3235
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address15814 WINCHESTER BLVD 106, 106, LOS GATOS, CA 95030-3333

Mortgage

Document Number0000034041
DateApr 21, 2022
Instrument2022-034041
Lender
NameNEW ERA FINANCIAL
TypeNon-Lending Institution
AddressCAMPBELL, CA 95011
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address40 S ELDORADO ST, SAN MATEO, CA 94401-3235
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address15814 WINCHESTER BLVD 105, 105, LOS GATOS, CA 95030-3333

Mortgage

Document Number0000017008
DateFeb 25, 2022
Instrument2022-017008
Lender
NameCAL WSET HOME LOANS INC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateNov 20, 2020
Property Address40 S ELDORADO ST, SAN MATEO, CA 94401-3235
Document Number0000131783
Instrument DateNov 17, 2020
Instrument131783
Transaction TypeTransfer
Record UpdatedDec 23, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15814 WINCHESTER BLVD #106 LOS GATOS CA 950303333, 106, LOS GATOS, CA 95030-3333

Mortgage

Document Number131784
DateNov 20, 2020
Instrument131784
Lender
NameNICHOLAS DEL BIAGGIO
Agreement
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address40 S ELDORADO ST, SAN MATEO, CA 94401-3235
Document Number0000059739
Instrument DateJun 08, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15814 NCHESTER BLVD #105 LOS GATOS CA 95030, 105, LOS GATOS, CA 95030

Mortgage

Document Number0000059739
DateJun 25, 2020
Instrument59739
Lender
NameHO FAMILY TRUST (PT)
Agreement
AmountAmount Recorded

January 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Recording DateJan 28, 2020
Property Address40 S ELDORADO ST, SAN MATEO, CA 94401-3235
Document Number0000007190
Instrument DateJan 22, 2020
Instrument7190
Transaction TypeConstruction Loan
Record UpdatedFeb 25, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15814 WINCHESTER BLVD #106 LOS GATOS CA 950303333, 106, LOS GATOS, CA 95030-3333

Mortgage

Document Number0000007190
DateJan 28, 2020
Instrument7190
Lender
NameWILLIAM C JR LAST
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address40 S ELDORADO ST, SAN MATEO, CA 94401-3235
Document Number0000014747
Instrument DateFeb 01, 2017
Transaction TypeMortgage
Record UpdatedMar 10, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15814 WINCHESTER BLVD #106 LOS GATOS CA 950303333, 106, LOS GATOS, CA 95030-3333

Mortgage

Document Number0000014747
DateFeb 15, 2017
Instrument14747
Lender
NameDIANE MESISCA
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,428,000 (-15.79%) Land $841,500 Building $586,500
2025$20,987.00 (+27.87%)$1,695,852 (+27.35%) Land $957,168 Building $738,684
2023$16,413.00 (+14.53%)$1,331,665 (+16.49%) Land $813,545 Building $518,120$1,688,130
2022$14,331.00$1,143,177 Land $797,594 Building $345,583

Flood & Wildfire

40 S Eldorado St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on S Eldorado St

Nearby Streets

Search Property Records by Address or Parcel Number