40 S Colby St, Buffalo, NY 14206 Property Records

Erie County and Cheektowaga Town property record for 40 S Colby St, Buffalo, NY 14206

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 832 sqft · built 1954
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$43,000 (Jul 2003)
Tax Bill	$5,347 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`009-0206000`

Property Details

APN / Parcel Number

Primary APN	`009-0206000`
Alternative APNs	`30891137700005022000` `143089 113.77-5-22`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	009-0206000
Street Address	40 S COLBY ST
City	BUFFALO
State	NY
Zip	14206-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 1804 SL 22
Legal Block	5
Legal Lot Number	22.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	2
Census Block	2010
Census Tract	11100

Owner

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 S COLBY ST, BUFFALO, NY 14206-2515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 18, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2003 · Amount on Record
Deed Sale	Jul 22, 2003 · Amount on Record
Prior Sale	Dec 17, 2002 · Amount on Record
Deed Document Number	20031260
Deed Book / Page	11047 / 6701
Prior Transfer Date	Oct 31, 2002
Prior Transfer Doc	0000000363
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	40 S COLBY ST, BUFFALO, NY 14206-2515
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 S COLBY ST, BUFFALO, NY 14206-2515

Mortgage

Document Number	0140498817
Date	Apr 25, 2022
Book Page	14049/8817
Instrument	2022081214

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERIE NY
Recording Date	Aug 18, 2021
Property Address	40 S COLBY ST, BUFFALO, NY 14206-2515
Document Number	0113857139
Book / Page	11385 / 7139
Instrument Date	Aug 18, 2021
Instrument	2021163630
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 S COLBY ST, CHEEKTOWAGA, NY 14206-2515

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga-Sloan Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,347.00 (+0.94%) Homeowner's exemption
2025	$5,297.00 (+3.22%)	$140,000 (-) Land $12,000 Building $128,000	$186,667 (+6.67%) Land $16,000 Building $170,667
2024	$5,132.00 Homeowner's exemption	$140,000 (-) Land $12,000 Building $128,000	$175,000 (+13.75%) Land $15,000 Building $160,000
2023	Homeowner's exemption	$140,000 Land $12,000 Building $128,000	$153,846 Land $13,187 Building $140,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Aug 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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