Barnstable County and Barnstable Town City property record for 40 S Bay Rd, Osterville, MA 02655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,674 sqft · built 1979 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $275,000 (Jul 1995) |
| Tax Bill | $18,043 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | OSTE M:093 L:062 |
| Primary APN | OSTE M:093 L:062 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,674 sqft Living Area |
| Gross Area | 5,330 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 31,799 sqft (0.73 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 44320 |
|---|---|
| Street Address | 40 S BAY RD |
| City | OSTERVILLE |
| State | MA |
| Zip | 02655-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RF |
| Legal Lot Number | 62 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 13002 |
40 S Bay Rd is held in a trust since May 2024.
Source: Barnstable County and Barnstable Town City records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 120 CASA BENDITA, PALM BEACH, FL 33480-3602 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 1995 · Amount on File |
| Deed Sale | Jul 14, 1995 · Amount on File |
| Last Transfer Date | May 16, 2024 |
| Transfer Doc | 0001502671 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 40 S Bay Rd was $18,043, up 10.9% from the year before.
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,043.00 (+10.88%) | $2,230,300 (+7.04%) Land $1,096,500 Building $1,133,800 | $2,775,615 |
| 2024 | $16,273.00 (+5.77%) | $2,083,600 (+12.95%) Land $1,096,500 Building $987,100 | |
| 2023 | $15,385.00 | $1,844,700 Land $996,800 Building $847,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 S Bay Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 96 policies |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 18 (1991–2018) |
| Claims Outside the SFHA | 5 of 18 |
| Most Recent Claim | Mar 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40 S Bay Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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