Berks County property record for 40 S 5th St, Reading, PA 19602
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 6,128 sqft · built 1900 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Apr 1999) |
| Tax Bill | $2,371 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5306-27-79-6794 |
| Primary APN | 5306-27-79-6794 |
|---|---|
| Alternative APNs |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 6,128 sqft Gross Area |
| 1st Floor Area | 2,356 sqft |
| Basement Area | 1,966 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick/Stone |
| Lot Area | 6,534 sqft (0.15 acres) |
| View / Lot | Major Commercial Strip |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 04082525 |
|---|---|
| Street Address | 40 S 5TH ST |
| City | READING |
| State | PA |
| Zip | 19602-1016 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 79 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 100 |
40 S 5th St, a commercial property, is owned by an individual who acquired it in May 2021.
Source: Berks County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 S 5TH ST, READING, PA 19602-1016 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 1999 · Amount on File |
| Deed Sale | Apr 19, 1999 · Amount on File |
| Deed Book / Page | 3066 / 1195 |
| Last Transfer Date | May 21, 2021 |
| Transfer Doc | 0000026032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 40 S 5TH ST, READING, PA 19602-1016 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 40 S 5TH ST, READING, PA 19602-1016 |
| Document Number | 0000034536 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 2022034536 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | READING, PA 19610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 40 S 5th St was $2,371.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,371.00 | $84,000 Land $41,200 Building $42,800 | $41,200 Land $41,200 |
| 2024 | $2,223.00 | $84,000 Land $41,200 Building $42,800 | |
| 1994 | $84,000 Land $41,200 Building $42,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 S 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 S 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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