O'Brien County property record for 40 S 3rd Ave E, Hartley, IA 51346
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,326 sqft · built 1890 |
| Lot Size | 0.167 acres (7,296 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $88,000 (Aug 2023) |
| Tax Bill | $1,270 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000024900 |
| Primary APN | 0000024900 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Basement Area | 640 sqft |
| Unfinished Basement | 640 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,296 sqft (0.167 acres) |
| Lot Dimensions | 114 ft deep x 64 ft wide |
| Garage Type | Detached |
| Garage Area | 810 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | Deck Area |
| Patio Area | 352 sqft |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 40 S 3RD AVE E |
|---|---|
| City | HARTLEY |
| State | IA |
| Zip | 51346-1540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN LOT 3 BLK 1 |
| Legal Subdivision | HARTLEY |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | O'BRIEN IA |
| Township / Civil Division | HARTLEY |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 490100 |
Source: O'Brien County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 S 3RD AVE E, HARTLEY, IA 51346-1540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SAVINGS BANK |
| Aug 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Aug 14, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2023 · Amount on Record |
| Deed Sale | Aug 4, 2023 · Amount on Record |
| Prior Sale | Jun 5, 2012 · Amount on Record |
| Deed Document Number | 20231632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 40 S 3RD AVE E, HARTLEY, IA 51346-1540 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 N 6TH AVE E, HARTLEY, IA 51346-1253 |
| Document Number | 0020231633 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 2023-1633 |
| Name | SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | LAKE PARK, IA 51347 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 40 S 3RD AVE E, HARTLEY, IA 51346-1540 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 40 S 3RD AVE E, HARTLEY, IA 51346-1540 |
| Document Number | 202002078 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 2020-02078 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 40 S 3RD AVE E, HARTLEY, IA 51346-1540 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201801806 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 2018-01806 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2038 |
Source: O'Brien County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | O'Brien County |
| Municipality | Hartley City |
| Unified School District | Hartley-Melvin-Sanborn Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,270.00 (+24.27%) | $90,620 (+40.37%) Land $10,120 Building $80,500 | $90,620 (+40.37%) Land $10,120 Building $80,500 |
| 2024 | $1,022.00 (+73.81%) | ||
| 2023 | $64,560 (+63.86%) Land $7,740 Building $56,820 | $64,560 (+63.86%) Land $7,740 Building $56,820 | |
| 2022 | $588.00 Homeowner's exemption | $39,400 Land $5,950 Building $33,450 | |
| 2021 | $39,400 Land $5,950 Building $33,450 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARTLEY MUNICIPAL WATER DEPARTMENT serves 1,605 people · EPA ID IA7128036 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| The Community Agency Fiber | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
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