40 Ryleigh Cir, Cabot, AR 72023 Property Records

Lonoke County property record for 40 Ryleigh Cir, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,324 sqft · built 2006
Owner	Individual Name on Record
Last Sale	$146,500 (Jul 2021)
Tax Bill	$716 (2024)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`297-00016-000`

Property Details

APN / Parcel Number

Primary APN	`297-00016-000`
Alternative APN	`19413`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2006
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	38 sqft
Deck Area	154 sqft
Patio Area	304 sqft
Fence	Fence
Kennel	Kennel

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40 RYLEIGH CIR
City	CABOT
State	AR
Zip	72023-8072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:16 CITY/MUNI/TWP:RURAL SUBD:MATTIE LEIGH SEC/TWN/RNG/MER:SEC 25 TWN 04N RNG 10
Legal Range	10
Legal Township	04N
Legal Section	25
Legal Subdivision	MATTIE LEIGH
Legal Lot Number	16
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	1
Census Block	1000
Census Tract	20204

Owner

Source: Lonoke County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	40 RYLEIGH CIR, CABOT, AR 72023-8072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU
Jul 20, 2021	Warranty Deed, Transfer · FHA Mortgage ENCORE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	Sep 9, 2015 · Amount on Record
Deed Document Number	2021-09421
Deed Book / Page	2021 / 9421
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	40 RYLEIGH CIR, CABOT, AR 72023-8072
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002412
Date	Mar 20, 2023
Book Page	2023/2412
Instrument	2023-02412

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	LITTLE ROCK, AR 72221

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 26, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 20, 2021
Property Address	40 RYLEIGH CIR, CABOT, AR 72023-8072
Document Number	0000009421
Book / Page	2021 / 9421
Instrument Date	Jul 12, 2021
Instrument	2021-09421
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 RYLEIGH CIR, 40, CABOT, AR 72023-8072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RYLEIGH CIR, CABOT, AR 72023-8072

Mortgage

Document Number	202109422
Date	Jul 20, 2021
Instrument	2021-09422

Lender

Name	ENCORE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,510 (-) Land $3,600 Building $22,910
2024	$716.00 (-9.48%)
2023	$791.00 Homeowner's exemption	$26,510 Land $3,600 Building $22,910	$132,550 Land $18,000 Building $114,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2008–2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Associated Flooding
Claims by Event	Severe Storms, Tornadoes, And Associated Flooding, May 2011 · 2 claims Severe Storms And Flooding, Dec 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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