Flagler County property record for 40 Ryecroft Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,806 sqft · built 2003 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $192,000 (Jan 2020) |
| Tax Bill | $2,709 (2024) |
| Deeds & Mortgages | Jan 2018 Mortgage Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00140-0050 |
| Primary APN | 07-11-31-7029-00140-0050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,806 sqft Living Area |
| Gross Area | 2,278 sqft |
| 1st Floor Area | 1,806 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 40 RYECROFT LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 29 BLOCK 00014 LOT 0005 SUBDIVISION COMPLETION YEAR 1981 OR 245 PG 528 OR 863 PG 289 OR 976 PG 1988 OR 1495 PG 263-ORDER OR 1610 PG 1435-WALTER A KARBOWSKY TRUST OR 1614 PG 257 OR 2106/638 OR 2413/1770 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 14 |
| Legal Lot Number | 5 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 60214 |
40 Ryecroft Ln is owned and occupied by two individuals who bought it in January 2020.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 RYECROFT LN, PALM COAST, FL 32164-6426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jan 21, 2020 | Warranty Deed, Transfer GAP SETTLEMENT SERVICES, GAP SETTLEMENT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2020 · Amount on File |
| Deed Sale | Jan 21, 2020 · Amount on File |
| Prior Sale | Jan 13, 2016 · Amount on File |
| Deed Document Number | 20202501 |
| Deed Book / Page | 2413 / 1770 |
| Prior Transfer Date | Sep 6, 2007 |
| Prior Transfer Doc | 0016140257 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 40 RYECROFT LN, PALM COAST, FL 32164-6426 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 40 RYECROFT LN, PALM COAST, FL 32164-6426 |
| Document Number | 0022541737 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 2254/1737 |
| Instrument | 2018002702 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Feb 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 21, 2020 |
| Property Address | 40 RYECROFT LN, PALM COAST, FL 32164-6426 |
| Document Number | 0024131770 |
| Book / Page | 002413 / 001770 |
| Instrument Date | Jan 20, 2020 |
| Instrument | 2501 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2020 |
| Title Company | GAP SETTLEMENT SERVICES, GAP SETTLEMENT SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $1,344.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 RYECROFT LN PALM COAST FL 321646426, PALM COAST, FL 32164-6426 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $201,246 | $262,266 Land $55,000 Building $207,266 | |
| 2024 | $2,709.00 (+2.85%) | ||
| 2023 | $2,634.00 (+1.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $189,879 (+3%) | $261,623 (+3.65%) Land $43,000 Building $218,623 |
| 2022 | $2,600.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $184,349 | $252,417 Land $44,500 Building $207,917 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Ryecroft Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Ryecroft Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures