40 Ruth Ave, Hampden, ME 04444 Property Records

Penobscot County and Hampden Town property record for 40 Ruth Ave, Hampden, ME 04444

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,372 sqft · built 1983
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,747 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HAMN M:09 B:A L:030`

Property Details

APN / Parcel Number

Primary APN	`HAMN M:09 B:A L:030`
Alternative APN	`1246`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,372 sqft Living Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1246
Street Address	40 RUTH AVE
City	HAMPDEN
State	ME
Zip	04444-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11 - R
Legal Subdivision	COOL BROOK ACRES SEC II
Legal Block	A
Legal Lot Number	30
Jurisdiction	HAMPDEN ME
Township / Civil Division	HAMPDEN
Census Block Group	2
Census Block	2005
Census Tract	2000

Owner

40 Ruth Ave is owned and occupied by two individuals who acquired it in March 2005.

Source: Penobscot County and Hampden Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 RUTH AVE, HAMPDEN, ME 04444-1534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2005
Deed Sale	Mar 25, 2005
Deed Document Number	20058739
Deed Book / Page	9793 / 298
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMPDEN ME
Recording Date	Oct 4, 2019
Property Address	40 RUTH AVE, HAMPDEN, ME 04444-1534
Document Number	0153030350
Book / Page	015303 / 000350
Instrument Date	Sep 27, 2019
Instrument	30235
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 TURNPIKE RD SEARSPORT ME 049743113, SEARSPORT, ME 04974-3113

Mortgage

Document Number	153040001
Date	Oct 4, 2019
Book Page	015304/000001
Instrument	30236

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 40 Ruth Ave was $3,747, up 26.8% from the year before.

Source: Penobscot County and Hampden Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hampden Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,747.00 (+26.76%)	$212,310 (+12.39%) Land $54,710 Building $157,600
2024	$2,956.00 (-0.74%)	$188,900 (+22.11%) Land $48,700 Building $140,200
2023	$2,978.00 (+7.86%)	$154,700 (+15.97%) Land $39,900 Building $114,800	$357,865
2022	$2,761.00	$133,400 Land $34,400 Building $99,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Ruth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Ruth Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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