40 Rustic Ln, South Windsor, CT 06074 Property Records

South Windsor Town property record for 40 Rustic Ln, South Windsor, CT 06074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,980 sqft · built 1982
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Aug 2020)
Tax Bill	$10,964 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`78300040`

Property Details

APN / Parcel Number

Primary APN	`78300040`
Alternative APN	`SWIN M:126 B:92 L:19`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	4,680 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	78300040
Street Address	40 RUSTIC LN
City	SOUTH WINDSOR
State	CT
Zip	06074-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RROS
Legal Block	92
Legal Lot Number	19
Jurisdiction	SOUTH WINDSOR CT
Township / Civil Division	SOUTH WINDSOR
Census Block Group	1
Census Block	1016
Census Tract	487100

Owner

Source: South Windsor Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 RUSTIC LN, SOUTH WINDSOR, CT 06074-1548
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) AMERICAN EAGLE FCU
Jun 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EVOLVE BANK & TRUST
Oct 20, 2025	Warranty Deed, Transfer V I P MORTGAGE INC
Aug 31, 2020	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	20202763290003
Deed Book / Page	2790 / 315
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH WINDSOR CT
Property Address	40 RUSTIC LN, SOUTH WINDSOR, CT 06074-1548
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002961-333
Date	Jul 25, 2022
Book Page	2961/333
Instrument	2914330006

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2042

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH WINDSOR CT
Property Address	40 RUSTIC LN, SOUTH WINDSOR, CT 06074-1548
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002872-284
Date	Jun 4, 2021
Book Page	2872/284
Instrument	2833340010

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTH WINDSOR CT
Recording Date	Oct 20, 2025
Property Address	40 RUSTIC LN, SOUTH WINDSOR, CT 06074-1548
Document Number	0003124-87
Book / Page	3124 / 87
Instrument Date	Oct 15, 2025
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000312490
Date	Oct 20, 2025
Instrument	3124/90

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTH WINDSOR CT
Recording Date	Aug 31, 2020
Property Address	40 RUSTIC LN, SOUTH WINDSOR, CT 06074-1548
Document Number	2790-315
Book / Page	002790 / 000315
Instrument Date	Aug 20, 2020
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RUSTIC LN SOUTH WINDSOR CT 060741548, SOUTH WINDSOR, CT 06074-1548

Tax Assessment & Valuation

Source: South Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	South Windsor Town
Unified School District	South Windsor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$307,900 (-) Land $104,400 Building $203,500	$215,530 Land $73,080 Building $142,450
2024	$10,964.00 (+3.34%)	$307,900 (-) Land $104,400 Building $203,500
2023	$10,610.00 (+20.35%)	$307,900 (+35.4%) Land $104,400 Building $203,500
2022	$8,816.00	$227,400 Land $96,700 Building $130,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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