40 Rustic Dr, Litchfield, ME 04350 Property Records

Kennebec County and Litchfield Town property record for 40 Rustic Dr, Litchfield, ME 04350

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 684 sqft · built 1940
Lot Size	1.93 acres (84,071 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jan 2024)
Tax Bill	$7,862 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LITD M:U27 L:006`

Property Details

APN / Parcel Number

Primary APN	`LITD M:U27 L:006`
Alternative APN	`770`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	684 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cottage
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	84,071 sqft (1.93 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	770
Street Address	40 RUSTIC DR
City	LITCHFIELD
State	ME
Zip	04350-3257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	6
Jurisdiction	LITCHFIELD ME
Township / Civil Division	LITCHFIELD
Census Block Group	1
Census Block	1012
Census Tract	12000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Litchfield Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 RUSTIC DR, LITCHFIELD, ME 04350-3257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL LENDING
Jan 3, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BOBBI JO GOWELL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2024 · Amount on Record
Deed Sale	Jan 3, 2024 · Amount on Record
Prior Sale	May 16, 2014
Deed Document Number	2024116
Deed Book / Page	14953 / 99
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LITCHFIELD ME
Recording Date	Jul 9, 2026
Property Address	40 RUSTIC DR, LITCHFIELD, ME 04350-3257
Document Number	0000014819
Book / Page	15784 / 194
Instrument Date	Jun 29, 2026
Instrument	202614819
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RUSTIC DR, LITCHFIELD, ME 04350-3257
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014819,
Date	Jul 9, 2026
Book Page	15784/194
Instrument	202614819

Lender

Name	CAPITAL LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LITCHFIELD ME
Recording Date	Jan 3, 2024
Property Address	40 RUSTIC DR, LITCHFIELD, ME 04350-3257
Document Number	2024000116
Book / Page	14953 / 99
Instrument Date	Jan 2, 2024
Instrument	2024000116
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 RUSTIC DR, LITCHFIELD, ME 04350-3257
Investor	Possibly a Property Investor

Mortgage

Document Number	2024000117
Date	Jan 3, 2024
Instrument	2024000117

Lender

Name	BOBBI JO GOWELL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Litchfield Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Litchfield Town
Unified School District	Regional School Unit 04 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,862.00 (+105.49%)	$685,400 (+155.27%) Land $306,700 Building $378,700
2024	$3,826.00 (+5.54%)	$268,500 (-) Land $217,500 Building $51,000	$218,405
2023	$3,625.00 (+10.65%)	$268,500 (+28.84%) Land $217,500 Building $51,000
2022	$3,276.00	$208,400 Land $181,300 Building $27,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (1984–1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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