40 Ruscan Rd, Wethersfield, CT 06109 Property Records

Wethersfield Town property record for 40 Ruscan Rd, Wethersfield, CT 06109

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,029 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$488,000 (Jan 2025)
Tax Bill	$11,421 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WETH M:204 B:036`

Property Details

APN / Parcel Number

Primary APN	`WETH M:204 B:036`
Alternative APN	`204036`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,029 sqft Living Area
Gross Area	4,309 sqft
Basement Area	1,339 sqft
Unfinished Basement	739 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	204036
Street Address	40 RUSCAN RD
City	WETHERSFIELD
State	CT
Zip	06109-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	36
Jurisdiction	WETHERSFIELD CT
Township / Civil Division	WETHERSFIELD
Census Block Group	2
Census Block	2002
Census Tract	492200

Owner

Source: Wethersfield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 RUSCAN RD, WETHERSFIELD, CT 06109-3022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit HOMESTEAD FUNDING CORP
Jan 14, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage NEWREZ LLC
Feb 6, 2024	Executor's Deed, Transfer · Stand-Alone First Mortgage RICHARD GONDON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2025 · Amount on Record
Deed Sale	Jan 14, 2025 · Amount on Record
Prior Sale	Feb 6, 2024 · Amount on Record
Deed Document Number	2025202500060
Deed Book / Page	2177 / 222
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	40 RUSCAN RD, WETHERSFIELD, CT 06109-3022
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002191-32
Date	Mar 16, 2026
Book Page	2191/32
Instrument	2026000593

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WETHERSFIELD CT
Recording Date	Jan 14, 2025
Property Address	40 RUSCAN RD, WETHERSFIELD, CT 06109-3022
Document Number	002177-222
Book / Page	2177 / 222
Instrument Date	Jan 13, 2025
Instrument	202500060
Transaction Type	Transfer
Record Updated	Jan 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202500061
Date	Jan 14, 2025
Instrument	202500061

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WETHERSFIELD CT
Recording Date	Feb 6, 2024
Property Address	40 RUSCAN RD, WETHERSFIELD, CT 06109-3022
Document Number	002166-873
Book / Page	2166 / 873
Instrument Date	Feb 2, 2024
Instrument	2024000246
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 COURT ST STE 205, 205, MIDDLETOWN, CT 06457-3379

Mortgage

Document Number	2024000247
Date	Feb 6, 2024
Instrument	2024000247

Lender

Name	RICHARD GONDON

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wethersfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wethersfield Town
Unified School District	Wethersfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,421.00	$277,080 (+89.64%) Land $91,920 Building $185,160	$193,956 Land $64,344 Building $129,612
2024	$11,421.00 (+87.11%)
2023	$6,104.00 (+1.7%)	$146,110 (-) Land $65,100 Building $81,010
2022	$6,002.00	$146,110 Land $65,100 Building $81,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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