40 Ruffian Ct, Sumter, SC 29153 Property Records

Sumter County property record for 40 Ruffian Ct, Sumter, SC 29153

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,092 sqft · built 2024
Owner	Individual Name on File
Last Sale	$271,999 (Nov 2024)
Tax Bill	$2,141 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202-01-05-057`

Property Details

APN / Parcel Number

Primary APN	`202-01-05-057`
Alternative APN	`71015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,092 sqft Living Area
1st Floor Area	2,092 sqft

Exterior

Year Built	Built 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	68 sqft
Patio Area	144 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	71015
Street Address	40 RUFFIAN CT
City	SUMTER
State	SC
Zip	29153-7150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57 0.25 AC
Legal Subdivision	CRYSTAL DOWNS
Legal Lot Number	57
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER NORTH
Census Block Group	2
Census Block	2016
Census Tract	402

Owner

40 Ruffian Ct is owned and occupied by an individual who bought it in November 2024.

Source: Sumter County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	40 RUFFIAN CT, SUMTER, SC 29153-7150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2024 · Amount on File
Deed Sale	Nov 20, 2024 · Amount on File
Deed Document Number	0013335616
Deed Book / Page	1333 / 5616
Record Updated	Jun 8, 2026

November 2024: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Nov 20, 2024
Property Address	40 RUFFIAN CT, SUMTER, SC 29153-7150
Document Number	0013335616
Book / Page	1333 / 5616
Map Reference	MB 2024 PG 2
Instrument Date	Nov 19, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$707.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 RUFFIAN CT, SUMTER, SC 29153-7150

Mortgage

Document Number	0013335619
Date	Nov 20, 2024
Instrument	1333-5619

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Dec 1, 2064

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Flood

FEMA maps place 40 Ruffian Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Ruffian Ct is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20