Union County and Springfield Township property record for 40 Ruby St, Springfield, NJ 07081 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Cape Cod |
| Year Built | Built 1981 |
| Square Footage | 2,760 sqft Living Area |
| Lot Size | 5,253 sqft (0.121 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $679,000 (2023) |
| Tax Bill | $15,621.00 (2025) |
| Primary APN | 17-02902-0000-00040 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,760 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Lot Area | 5,253 sqft (0.121 acres) |
| Depth X Width | 101 ft x 52 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Old Parcel Number | 1700125000000009 |
|---|---|
| Street Address | 40 RUBY ST |
| City | SPRINGFIELD |
| State | NJ |
| Zip | 07081-2805 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | SPRINGFIELD |
| Legal Block | 2902 |
| Legal Lot Number | 40 |
| Jurisdiction | UNION NJ |
| Minor Civil Division | SPRINGFIELD |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 37602 |
Source: Union County and Springfield Township records · APN 17-02902-0000-00040
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 RUBY ST, SPRINGFIELD, NJ 07081-2805 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BOSTON NATIONAL TITLE |
| May 04, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Jul 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE UNLIMITED |
| Jan 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) BFF LNDG SVCS INC |
| Jan 18, 2018 | Deed of Trust, Mortgage · Line of Credit QUORUM FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 2023 · Amount on Record |
| Deed Sale | May 04, 2023 · Amount on Record |
| Prior Sale | Aug 29, 2014 · Amount on Record |
| Deed Doc Number | 202328609 |
| Deed Book / Page | 6507 / 2297 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 28, 2026 |
| Property Address | 40 RUBY ST, SPRINGFIELD, NJ 07081-2805 |
| Document Number | 0000092940 |
| Book / Page | 15807 / 2435 |
| Instrument Date | May 08, 2026 |
| Instrument | 202692940 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 40 RUBY ST, SPRINGFIELD, NJ 07081-2805 |
| Document Number | 0000092940, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 15807/2435 |
| Instrument | 202692940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 04, 2023 |
| Property Address | 40 RUBY ST, SPRINGFIELD, NJ 07081-2805 |
| Document Number | 0065072297 |
| Book / Page | 6507 / 2297 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 28609 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | NATIONAL INTEGRITY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,022.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 VERMELLA WAY APT 2053, 2053, UNION, NJ 07083-2609 |
| Name | Verified Name |
|---|---|
| Address | 40 RUBY ST, SPRINGFIELD, NJ 07081-2805 |
| Document Number | 0000051559 |
|---|---|
| Date | May 04, 2023 |
| Instrument | 51559 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 40 RUBY ST, SPRINGFIELD, NJ 07081-2805 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0150062592 |
|---|---|
| Date | Jul 09, 2021 |
| Book Page | 15006/2592 |
| Instrument | 16139 |
| Name | MORTGAGE UNLIMITED |
|---|---|
| Type | Mortgage Company |
| Address | GARFIELD, NJ 07026 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 40 RUBY ST, SPRINGFIELD, NJ 07081-2805 |
| Document Number | 0143970747 |
| Instrument Date | Jan 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2018 |
| Title Company | ATTORNEYS' TITLE SERVICES LLC, ATTORNEY TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 40 RUBY ST SPRINGFIELD NJ 070812805, SPRINGFIELD, NJ 07081-2805 |
| Document Number | 0143970747 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 014397/000747 |
| Instrument | 652738 |
| Name | BFF LNDG SVCS INC |
|---|---|
| Address | HOLMDEL, NJ 07733 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 40 RUBY ST, SPRINGFIELD, NJ 07081-2805 |
| Document Number | 0143970757 |
| Instrument Date | Jan 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEYS' TITLE SERVICES LLC, ATTORNEY TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 40 RUBY ST SPRINGFIELD NJ 070812805, SPRINGFIELD, NJ 07081-2805 |
| Document Number | 0143970757 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 014397/000757 |
| Instrument | 652739 |
| Name | QUORUM FCU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County and Springfield Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $647,900 (-) Land $203,200 Building $444,700 | $647,900 (-) Land $203,200 Building $444,700 | |
| 2025 | $15,621.00 (+1.51%) | $647,900 (+17.84%) Land $203,200 Building $444,700 | $647,900 (+17.84%) Land $203,200 Building $444,700 |
| 2024 | $15,388.00 (+29.04%) | ||
| 2023 | $549,800 Land $203,200 Building $346,600 | $549,800 Land $203,200 Building $346,600 | |
| 2022 | $11,925.00 |
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