Cecil County property record for 40 Ruby Ln, Elkton, MD 21921 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,444 sqft Total Area |
| Lot Size | 87,120 sqft (2 acres) |
| Garage | Mixed, 576 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $251,100 (2017) |
| Tax Bill | $3,889.00 (2025) |
| Primary APN | 05-093376 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,444 sqft Total Area |
| Basement Area | 1,014 sqft Basement |
| Finished Basement | 1,014 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 87,120 sqft (2 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 576 sqft Garage |
| Patio Area | 195 sqft Patio |
| Porch Area | 320 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 093376 |
|---|---|
| Street Address | 40 RUBY LN |
| City | ELKTON |
| State | MD |
| Zip | 21921-4759 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2B - 2 ACRES 40 RUBY LANE PINE BLUFFS |
| Legal Subdivision | PINE BLUFFS 01 |
| Legal Lot Number | 2B |
| Jurisdiction | CECIL MD |
| Minor Civil Division | 5, NORTH EAST |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 30903 |
Source: Cecil County records · APN 05-093376
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 RUBY LN, ELKTON, MD 21921-4759 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 07, 2020 | Deed of Trust, Mortgage · Stand Alone Second Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Mar 31, 2017 | Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on Record |
| Deed Sale | Mar 31, 2017 · Amount on Record |
| Prior Sale | Nov 10, 2010 · Amount on Record |
| Deed Book / Page | 4044 / 191 |
| Prior Transfer Date | Jul 18, 2007 |
| Prior Transfer Doc | 0025050466 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 40 RUBY LN, ELKTON, MD 21921-4759 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Title Company | GLOBAL TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0047410436 |
|---|---|
| Date | Dec 07, 2020 |
| Book Page | 4741/436 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Mar 31, 2017 |
| Property Address | 40 RUBY LN, ELKTON, MD 21921-4759 |
| Document Number | 0040440191 |
| Book / Page | 4044 / 191 |
| Map Reference | PG46 |
| Instrument Date | Mar 03, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | ARDENT TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 40 RUBY LN, ELKTON, MD 21921-4759 |
| Investor | Possibly a Property Investor |
| Document Number | 0040440196 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 4044/196 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,300 (+8.68%) Land $81,700 Building $298,600 | $380,300 (-) Land $81,700 Building $298,600 | |
| 2025 | $3,889.00 (+52.33%) | $349,933 (+21%) | $380,300 (+31.5%) Land $81,700 Building $298,600 |
| 2023 | $2,553.00 | $289,200 Land $81,700 Building $207,500 | $289,200 Land $81,700 Building $207,500 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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